Jan 6 2019, 10:16 AM
QUOTE(wild_card_my @ Dec 28 2018, 11:18 AM)
The FD can be used as proof of savings, which is important when the bank's credit side is making the decision. Approval may be easy to get, but the margin and rates are the concerns.
Let's say I have zero FD but substantial stock holdings (six figures) that are owned in cash (not margin) and in my own name. Will they consider this as a plus point as well?
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