Hi bankers,

I want to do refinance.
I have a home loan with CIMB started in year 2013 with the interest of 4.65%. The interest rate is high because the house is under master title (with a bankrupt developer) at that time. Only CIMB and Public Bank give loan at that time. Landed double storey terrace, now already get individual title. With the individual title, now the house price rises a lot.
The purpose I want to refinance is to get a home loan for lower interest rate. Please advice. I welcome agents to pm me.
Thanks.

Talam

I already have the individual title for my house. It shouldn't matter about the developer anymore, right?! Furthermore, I bought sub-sale in 2013. I just want to refinance my house now.