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Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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ckl427
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 Apr 24 2014, 11:35 AM
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New Member
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Hi, Please advise:
Two person gross Income: RM 6000
Nett Income: RM5000
Current Loan: none
Credit card: No outstanding every month
Status: Both Single
double storey House: RM600k
-1st Time Buyer
-Plan to loan 90%
-Never late for repayment in the past.
Please advise could we get the loan based on the info above?
and what is min. loan amount we could loan? Which banks loan is more suitable for my case?
Thanks.
This post has been edited by ckl427: Apr 24 2014, 11:42 AM
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ckl427
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Apr 24 2014, 03:27 PM
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New Member
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QUOTE(Pangtc @ Apr 24 2014, 12:11 PM) Ohya..forgot 1 last point. For both applicant, banks will be concern about the relationship between you both; best to be immediate family (such as siblings, parents, spouse, children) or if GF & BF then normally we declared SPOUSE. A lil tip for you.. thanks Pang for your advise and explanation. by the way, do we need to prove that we are spouse?  |
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ckl427
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Aug 18 2014, 10:16 AM
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New Member
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Hi, Please advise:
Two person gross Income: RM 6400 (Basic salary + Fixed allowance) - wondering is fixed allowance including in consideration?
Nett Income: RM5000
Current Loan: none
Credit card: No outstanding every month
Status: Both Single
2nd hand condo: RM428k
-1st Time Buyer
-Plan to loan 90%
-Never late for repayment in the past.
Please advise could we get the loan based on the info above?
Which banks loan is more suitable for my case?
What documents needed to submit for loan application?
Please pm me the best interest rate that can offer.
Thank you.
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