Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Jun 9 2014, 02:37 PM
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#1
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Junior Member
137 posts Joined: Jul 2009 
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Hi, I want to know whether I can buy this property or not:
Salary: RM3667 (Net, w/o EPF/SOCSO/Income Tax deduction) Property: 350K - 400K (second hand condo/apartment) Commitment: Car Loan (RM574) and PTPTN loan Credit Card: full payment every month May I know is it I only can buy property below 400K or I can buy property above 400K? Thanks. |
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Jun 10 2014, 08:52 AM
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#2
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Junior Member
137 posts Joined: Jul 2009
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QUOTE(wild_card_my @ Jun 10 2014, 08:20 AM) Hello, you can get around this much, as long as your loan repayment record is good. So at RM330k loan, your property price should be about RM366k. Hi, thanks for the detailed information. Currently I have no any bonuses, dividends and other fixed allowances.Do you have any bonuses, dividends, and other fixed allowances? Those can increase your net income thus increasing your maximum loan amount:   |
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Jun 12 2014, 11:55 AM
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#3
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Junior Member
137 posts Joined: Jul 2009
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QUOTE(wild_card_my @ Jun 10 2014, 08:21 PM) If no other income, my calculation posted earlier could very well reflect your current situation Yes, RM360K is ok for me as I have targeted some house around this price. Thanks. It's not bad, although you may need to lower your target house price to RM360k. |
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Jun 13 2014, 08:43 AM
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#4
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Junior Member
137 posts Joined: Jul 2009
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QUOTE(wild_card_my @ Jun 12 2014, 09:03 PM) No problem. Let me know when you have paid the booking fees, I will help you with the best loan offer available as a mortgage broker. Ok, no problem. Thanks.THanks. |
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