Hi Son, I always people NOT to buy properties with their GF / BF or Siblings

Only join to buy properties with your Legal Spouse. Else, when there is complication and the other buyer play hard ball, you are really in a difficult position.

But back to your question, if u can afford it and the location is okay, buying fro own-stay, yes, buy when you can afford it. No need to wait cos in long run, prices will only go higher