Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Oct 9 2017, 12:31 PM
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#1
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Junior Member
22 posts Joined: Mar 2008 
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Hi, enquiry for my case
Any recommended banks Monthly: RM 4,300 (annual 51,600) Net : RM 3,850 Commitment : rm720 (loan etc Credit Card : RM 500 on average Loan Amount : RM 342,000 (@90%) or might consider skim rumah pertama |
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Oct 9 2017, 12:44 PM
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#2
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Junior Member
22 posts Joined: Mar 2008
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QUOTE(lifebalance @ Oct 9 2017, 12:35 PM)  Shouldn't be an issue to borrow 90%, assuming you clear off your credit card outstanding every month Can apply for PBB, MBB, RHB, CIMB, HLB For first home financing, as long as you fit into these criteria Eligibility Individuals aged 18 years to 40 years only Malaysian citizen only First time home buyer only Single borrower/customer gross income not exceeding RM5,000/month Joint obligors gross household income not exceeding RM10,000/month (based on gross maximum income of RM5,000/month per obligor) Payment amount must not be more than 1/3 of monthly income Business owners/directors/partners/sole-proprietorship are not allowed Property value from RM100,000 - RM500,000  ok i will try and see what the bank offer thanks |
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Oct 9 2017, 12:46 PM
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#3
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Junior Member
22 posts Joined: Mar 2008
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QUOTE(lifebalance @ Oct 9 2017, 12:45 PM) Late for a few months consecutively ? or just 1 - 2 months only ? no consecutively, sometimes jus on n off like January then july etc |
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Oct 9 2017, 04:47 PM
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#4
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Junior Member
22 posts Joined: Mar 2008
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thanks for the quick replies.
will be canceling 1 card and pay off 1 more card to keep. But i heard history checking is 1 year? |
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