hi all i applied a mortgage loan (300k property) thru ambank recently and got an offer of 4.55% interest rate, 100% loan.
i have not tried other banks yet. is this rate acceptable?

my property agent told me i can only approach bank with EF (end financing) and so far there are only 3 banks left which is ambank, mbsb and uob.

according to him "the other banks quota full" which i dont really know what it means.

can someone enlighten me here? thanks a lot.