darkgandrake,

Al-Rajhi & Standard Chartered bank do offer me ZEC package. but bear in mind that both have some downturn of it.

Al-Rajhi BFR is 6.9%, and yet, they offer me about -2.4% (average rate as per other bank)
SCB have ZEC, but will offer you less than average rate of -BLR, thus your monthly commitment will a bit higher from average. Apart from that, their valuation of property a bit lower than other bank, and i dont want to proceed to apply because of that.

Both of the statement above is from my recent experience. It might be differs from one person to other.