Helo Annas

1. For that loan amount, you can get BLR - 2.2% = 4.4%

2. Refer the table below for information on your other repayment

3. Keep note that I am assuming that you are younger than 35 years old and that the income you stated is your net income, which is your gross income minus your EPF.

4. Also, please get a credit card or any form of cheap loan so that you can start building your credit history in CCRIS. Banks prefer customers with a CCRIS record than ones without one. But make sure it is a clean record!

5. The calculation done below is pending approval from the bank. Treat it as a rough figure of your capacity to secure a loan, but nothing is guaranteed.

That one's link is down. Try this