I going to buy a under construction house. Wonder which bank can offer the loan up to 40 years.
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Jan 28 2015, 11:28 AM
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#1
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Feb 3 2015, 11:54 PM
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#2
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Hi, I heard BSN loan package provide free Legal fee...Anyone can confirm this? Is there any others bank provide free legal fee morgage loan package?
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Feb 5 2015, 10:48 AM
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#3
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QUOTE(Seremban_2 @ Feb 5 2015, 10:31 AM) I can confirm Hong Leong and BSN offer free moving cost. I just went to Hong Leong last 2 days. The banker never tell they provide free Zero Moving cost.  She just told me Hong Leong has lower Spread rate which is 0.56% while Maybank Spread rate is 1.25%. But I am not really understand how this spread rate affect the interest rate since the Effective rate is same at the end(4.45% - 4.65%). Between, Free Zero moving cost = free loan agreement + loan stamp duty? |
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Feb 5 2015, 11:06 PM
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#4
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QUOTE(chinorot @ Feb 5 2015, 10:44 PM) legal fees + stamp duty on loan + disbursement Hi Redza, you are from BSN? discharge no applicable Can you advise what is the BSN latest BR rate, spread rate and effective rate? How much the legal fee + stamp duty + disburment for the property value RM 350K? Meanwhile, need advise on how to apply on youth scheme? what kind of document is required? |
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Mar 3 2015, 06:59 PM
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#5
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I found recently HSBC offering the ZMC package which bank will bare the loan legal fee for buyer. Has any HSCB agent can share the details info? Such as lock in period, interest rate and etc.
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Mar 19 2015, 07:43 AM
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#6
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QUOTE(hey_there @ Mar 16 2015, 11:01 PM) Hi, I'm looking forward to buy a subsale property priced around 350k. I'm a first home buyer. Any mortgage banker here can help? For 1st home buyer scheme, you need fulfil the conditions stated here >> http://www.srp.com.my/en/1) I need to find out the bank value of the property. So that I know how much I can borrow or do I need pay more than 10% for down pay,emt 2) how can I utilise the first home buyer scheme. Thank you. The interest rate for SRP is slightly higher compare to normal loan... I have check with several bank..interest rate as below: AMBank- 4.45% PBE- 4.65% HLB- 4.75 MBB- 5% CIMB- 4.45%(For loan above 400k) |
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Mar 19 2015, 05:21 PM
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#7
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QUOTE(hey_there @ Mar 19 2015, 08:39 AM) Thank you. But just realise that different bank has 1 or 2 extra criteria that is not stated here. correct me if i'm wrong. What is the extra condition required? |
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May 31 2019, 10:28 AM
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#8
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Which bank offer the 4.15%? how much the loan amount involve? I am looking for the mortgage loan.
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May 31 2019, 04:46 PM
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#9
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1,961 posts Joined: Jun 2010
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PBB DSR is lower compare to others bank..
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