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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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Tavia88
post Jul 23 2014, 01:10 AM

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From: Kuala Lumpur- Klang Valley



HI,

RHB , HSBC and Alliance Banker needed for valuation of an Agriculture Land Located at Klang.

Kindly pm me here. Would give you my contact .

TQ
Tavia88
post May 30 2015, 11:30 PM

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QUOTE(xngjn @ May 18 2015, 08:42 AM)
26 years old for both. Salary is 4500 and 2500 (not yet deduct epf, sosco...). want to loan for 1st house. 35 years loan. May I know 1 month our maximum can loan how much? So I can look for that price range of house. Only have 1 car loan RM740 per month. Credit card clear every month. Hope can explain on "My First Home Scheme" which allow to loan 100%. I looking to get 2nd hand house. Thank you
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Alot of bank dont offer 100% already. 1 of the way is to find a subsale property and discuss with owner to markup the snp with conditions owner allows and able to obtain the bank value... find slowly.. you might get it... alot of subsales out there! Good luck.
Tavia88
post Jul 18 2015, 05:53 PM

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Any ocbc banker here? If yes plz pm me. Got a housing loan wanted to apply. Tq.
Tavia88
post Aug 17 2015, 07:08 PM

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QUOTE(alwyn75 @ Aug 15 2015, 02:03 PM)
Hi mortgagers,

Good day to you,

Should i start to move all my properties into an entrepreneur or SDN BHD since I have bought 8 properties under personal loan? What is the pro and con? I heard someone said is good idea to move it into SDN BHD because in the future, banks can easily lend me money to buy more properties, is that true?

I know it will be painful to transfer to sdn bhd, because it cost a lot, but how much is the cost for total RM2.7M market price?

Besides, my goal is buying more properties in the future.

Thanks
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If not mistaken depends on the property type right? If its residential property then Capping is at the 3rd house with only 70% loan. If under Sdn Bhd depends on nature and some of my client only get 60% loan for residential, purchasing by using a Sdn Bhd. Hope this helps. tongue.gif
Tavia88
post Nov 7 2015, 08:08 PM

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Hi, any ambank banker or anyone familiar with ambank procedures can assist?

Signed LO with ambank and preparing snp now, and the ambank branch banker keep on told me the same snp lawyer cant handle my ambank loan dpcument. Told me new policy spa lawyer cannot handle loan. Which i think is merely a funny reason from them. The firm handle my snp all the while got handle ambank loan and their office name is in ambank system.

Now the branch office dont want issue the Letter of Instruction to my spa lawyer... anyway or department for me to complaint too? Trued to speak to them in nice way but seems like they dont bother.

Dont we have our right to choose own lawyer??!!

 

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