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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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THT
post Jun 12 2014, 02:17 AM

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Junior Member
205 posts

Joined: Apr 2006
From: klang Valley



Hi , banker

2013 BE - total 86,000
Tax 2013 -5500



A.) 2014 nett income

Basic Salary - 6800
Fixed Allowance -1050

Total 7850

EPF -750
PCB -750

Nett income = 7350

( years bonus estimate is 10k & I am one of director in my company )

B.) Commitment

Home loan -(joint name ) 600
Personal loan ( RHB ) -500
Credit card ( Citibank ) -800
Credit card ( Uob ) -700

Total commitment 2600

Currently I am 34 years old .
I plan get my second and third house for investment purpose . any one can calculate max loan for my salary ?




THT
post Jun 13 2014, 10:02 PM

Getting Started
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Junior Member
205 posts

Joined: Apr 2006
From: klang Valley



QUOTE(wild_card_my @ Jun 12 2014, 09:03 PM)
Hello,

Can you share with me you outstanding balance for the home loan (joiunt name) and credit cards?

Also please share the original loan amount for the personal loans.

I will need these information to accurately calculate your maximum loan amount based on your salary and commitments
*
Outstanding


Home loan -100 k (250k)
Personal -15k (20k)
Credit card -15k


 

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