Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
|
|
 Apr 19 2013, 08:37 PM
Return to original view | Post
#1
|
 
Senior Member
1,514 posts Joined: Jan 2003 From: Earth  
|
Hi Guys,
Just want to check with you guys before I go for another property. I intend to purchase a property amounting RM530,000. Has no problem paying the deposit but kind of worry the loan. Below are my details":- Salary RM5000 Currently commitment 1)Car instalment RM750 per month 2) Housing loan (amounting RM553,000/2) start repaying 4 years later. Appreciate if you guys can advise me on this matter. |
|
|
|
|
|
Apr 19 2013, 11:55 PM
Return to original view | Post
#2
|
|
Senior Member
1,514 posts Joined: Jan 2003 From: Earth
|
QUOTE(DreamChaser85 @ Apr 19 2013, 11:31 PM) Rm5000 is it your nett salary per month? Gross2) Correct me if I'm wrong, your housing loan start repayment 4 years later? Is it an under-con project? -Has this loan been accepted already? -what is the tenure of the repayment? *So you intend to purchase a 2nd property amounting RM530k?  DIBS for 4 years. Meaning to say in this 4 years, I'm not required to pay a single cent. (under con) |
|
|
Apr 20 2013, 12:15 AM
Return to original view | Post
#3
|
|
Senior Member
1,514 posts Joined: Jan 2003 From: Earth
|
QUOTE(wild_card_my @ Apr 20 2013, 12:11 AM) For a more accurate calculation, please share with us the NETT salary. NETT salary is calculated by taking the basic salary plus the fixed-allowances, and deducting TAX and EPF only. Nett is 4.2k1. So the house is a joint-loan? 2. May I know what is the original loan amount for the car? Thank you. Car loan amount was 45k, outstanding 28k DIBS instalment is 1.2k (Joint name) start repaying 4 yrs later |
|
|
Apr 20 2013, 12:32 AM
Return to original view | Post
#4
|
|
Senior Member
1,514 posts Joined: Jan 2003 From: Earth
|
QUOTE(wild_card_my @ Apr 20 2013, 12:24 AM) 1. Ah, so currently you are not paying for any installment for the house as it is still under DIBS correct? Not paying until 20162. Sorry that I forgot to ask for your age. That matters quite a bit  What is your age ya?27 |
|
|
May 11 2013, 07:45 PM
Return to original view | Post
#5
|
|
Senior Member
1,514 posts Joined: Jan 2003 From: Earth
|
looking for Hong Leong, Ambank, HSBC loan agent.
I have loan agent for rest of the banks. |
| Change to: |  0.0203sec
 0.40
 7 queries
 GZIP Disabled
Time is now: 28th November 2025 - 07:36 AM |
Quote