Hi bankers,

I just switched to a new job and been working here for the past 2 months. I am in the midst of buying a house (already found one) and need your assistance to do the house valuation / loan application.

Please PM me for more details.

Thanks!

Hi all,

Got a few questions.

1) Can anyone let me know how the DSR is calculated? I know it is based on NETT income but does it apply for ALL the banks? Do some banks have their own rates? Anyone knew the DSR rate for Ambank and Public Bank respectively?

2) If I am planning to buy a new property that is currently under construction (70% completed), can I apply loan at banks OTHER THAN the panel banks? The developer is offering free legal fees, free stamp duty and free this and that. There used to be DIBS but now converted to extra rebate since it has been banned. If not a panel, that means cannot apply?

Thanks.