Nov 27 2013, 02:16 PM
QUOTE(MYJoker @ Nov 21 2013, 02:14 AM)
can i ask, my loan package is 360k, 25 years, monthly instalment around 2k. HSBC.
what if i paying more than 2k per month, and the extra money i pay for HSBC will go to interest or deduct the capital 360k i loan from bank?
thanks
The extra you paid will deduct the outstanding amount. The interest is daily based, so it will counted daily based on you outstanding. Which mean if your outstanding is lower then your interest will be lower too.what if i paying more than 2k per month, and the extra money i pay for HSBC will go to interest or deduct the capital 360k i loan from bank?
thanks
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