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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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JyMuffin
post Nov 18 2014, 12:18 AM

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Hi, need some suggestion from the expert.
Currently me n my wife having nett salary about 4.6k and our commitment is 1110 on two cars. We would like to take loan of house which is 90% of 560k. Our dsr is around 75.4%. Which bank can tolerate this dsr?
Thanks for the 2 cents
JyMuffin
post Nov 24 2014, 12:45 AM

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Hi, would like to ask. Recently me n my gf plan to buy a new development service apartment named Oasis 1 Tower B under TLS developer. The property price is about 560k. I tried ambank, rhb, pbb but unfortunately they said my DSR is too high which is 75.4% including the oasis 1 apartment. Currently me n my gf having nett income 4600 and we having 2 cars which is 642 and 468 per month. Can i know are they any panel banks for this project? I heard ocbc can tolerate maximum 80% DSR. Please feel free to pm me. Thanks

This post has been edited by JyMuffin: Nov 24 2014, 12:52 AM
JyMuffin
post Jun 5 2015, 01:10 PM

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Hi banker, I am looking for a personal loan with amount of RM8000 and tenure for 2 years. would like to know any good offer out there? Preferably with low interest and of course no early settlement penalty. My annual income is rm36k. Kindly contact me 0163703761, Eric

This post has been edited by JyMuffin: Jun 8 2015, 09:22 AM

 

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