Hi, I have few question to ask, hope can seek some advice from tai kor here.

1. If the tenancy agreement (TA) is under my name, loan under my wife name, can I use the TA as a supporting for my loan application?!

2. My wife & I have a house under our name, which already been settled, I am using my name only for TA, say the rent is rm1000 per month. When I pass the docs for a new loan application, would the banker take the full or half rent for this?!

3. If say I have a very full quota on my mortgage loan under my personal name. Can I use my running company, Sdn Bhd to apply for the commercial property. As normal practice, they may need a director guarantee on the new loan, on my case, would my personal affect on my this company loan?!

4. I am looking for a experienced senior banker or good mortgage firm to help me on the planning for my coming next property purchase. Can u pm me your contact.

Anyway, thanks!