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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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post Apr 5 2019, 10:16 PM

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Hi, I would like to ask which bank accounts statement should I give?

The salary credited accounts or the accounts which have the most of my money? as I know bank would like to see if the salary is really credited to my accounts and also like to see how much is my existing emergency funds.
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post Apr 8 2019, 09:24 PM

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QUOTE(wild_card_my @ Apr 8 2019, 12:51 PM)
Most important for ALL the banks would be for them to be able to tally your salary net pay (as per in your payslips) with the bank statement. So you shoul give the account statement where the salary is credited into, and the amount has to be EXACT down to the cent.

Emergency funds and/or savings are just used for mitigation, in the case your DSR burst a little. For CIMB they may want to see that you have about 10% of the house price as cash, if you are buying subsale.
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