Hi ALL,

I wan to refinance my housing loan (under me and my wife names) currently under CIMB. I would like to refinance it using my wife name only. Property is under my wife name only.

Please PM me if your bank does not have the 10 years cash out restriction. Only mortgage consultant direct from banks.

Many thanks.

Hi All,

I am real estate agent who just started work in March 2013.
As of October, I was confirmed by agency with basic + commission salary.
However I do not have EPF and I can only pay income tax next year.
I am trying to apply for sub-sales housing loan but bankers said that it is impossible to get approval.
Any bankers here who can help me to get loan, kindly inbox me your advice and contact. Thank you !

Hi, may i know the max monthly installment is how many % of our salary?

I need loan to refinance my shop, Looking for flexi loan.

Please PM me your rate and bank.

Cheers

any sifu  can answer me a question

my mother buying a property but due to  >3 property so she decide to use my name to apply housing loan since  i just have one property and  include the new property only 2nd , the question will bank  revise my 90% housing loan  to 70%  since  my guarantor having >3 property ? or remain  90% ? thanks if yours can answer me .

bankers please advise.
if scenario as such, what is the outcome:
loan tenure 30 years.
original loan amount RM300k.

assume outstanding loan amount to date is RM100k.
present market value is RM550k.

if refinance or top up to RM500k, what is the calculation?
new installment based on:
a) 30 years RM300k installment + 10 years RM200k top up installment; or
b) 10 years RM500k installment?

thanks.

any supporting articles to relate to?