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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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Ace Ranger
post Aug 27 2014, 01:17 PM

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Joined: Aug 2014


QUOTE(Catoblepas @ Aug 25 2014, 02:33 PM)
hi,

im thinking to buy my second house with loan amount Rm 630K.

Below is my current commitment :

Car Rm 669 ( 9 years )
1st house RM 1119 ( 40 years tenure ) Rm 252 K loan
salary Rm 6K
new project at klang valley.

Actually lease out my master room and small room for my first property. total rental collected every month is Rm  800. but i do not have the loan agreement things. but bank statement do record the transaction over the pass 1 year.

do i still valid for loan ?
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Hi bro yes you are entitle as new installment would be RM2,963 + existing commitment over the income RM6,800 your debt service ratio is just 69.9%, you can PM me if you need financing!thks

 

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