Hi guys, i would like to have a quick check.


planning to buy FIRST property which is 400k. (New property)

After consult the developer, they mentioned i hardly get FULL loan (90% of property price), therefore they mark-up the loan apply value to (400k + 10%)
this is in case the bank just apply the 80% loan to me...

but today, i successful to get 90% loan.. mean i got extra cash flow? but my burden is a (400 + 10%) loan amount.
shall i proceed with this? it is benefit to me? the whole scenario.


thank you for your advise.