Hi guys, got a question regarding home loan.

1. If I were to purchase the property and to take the bank loan with my mom, what is the maximum tenure that I can take?

2. Say the S&P is signed by 1st Sep 2014, and I understand the bank disbursement will happen within 3 months from then (if all good)....if the bank is ready to release the loan by 15th Oct 2014 - can I extend this until the permitted range of the S&P...which is the end of Nov 2014.