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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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stabella
post Aug 17 2015, 10:26 AM

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QUOTE(alwyn75 @ Aug 15 2015, 02:03 PM)
Hi mortgagers,

Good day to you,

Should i start to move all my properties into an entrepreneur or SDN BHD since I have bought 8 properties under personal loan? What is the pro and con? I heard someone said is good idea to move it into SDN BHD because in the future, banks can easily lend me money to buy more properties, is that true?

I know it will be painful to transfer to sdn bhd, because it cost a lot, but how much is the cost for total RM2.7M market price?

Besides, my goal is buying more properties in the future.

Thanks
*
If i am not wrong, those sales & purchase under company name will kena GST also.
Is all your 8 properties still getting loan from the bank?
stabella
post Sep 27 2015, 10:29 PM

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QUOTE(10Messi10 @ Sep 27 2015, 06:40 PM)
Hi
I wanna ask..if my basic salary is 2400 (2123.75 after EPF n socso deduction) and i want to apply loan for RM169100 (90+5% for RM178000 properties price) for 35 years, i have no commitment except credit card which i have used for 3 months and pay promptly, is there any problem for the application to be approved? If depend on bank, which bank should i apply to?
*
Try local bank as possible. Maybank and public bank.
Also, they might request for joint applicant or guarantor as well.

Cheers
stabella
post Sep 28 2015, 10:49 PM

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QUOTE(netcrawler @ Sep 28 2015, 01:19 PM)
Anyone know what is the rate for maybank refinancing which will pick up our 6 month installments? What is rate for legal fee and Stamp duty if wanna refinance for 650K?
*
Hi,

HSBC did offer free moving for loan amount 300k to 750k.
It is totally pay by bank, and did not finance into loan.

Just sharing.
stabella
post Sep 28 2015, 10:50 PM

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Joined: May 2008


QUOTE(rainderain @ Sep 28 2015, 04:21 PM)
undercon project only can deal with panel bank?
*
Hi,

Yes, under con project only can finance from the panel bank.
Or maybe could let me know which project and who is developer?

Thanks

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