For landed, you will have to get a fire insurance with the bank or you can just buy it yourself and show the certificate to the bank to waive it.

If the bank buys it for you then you will need to pay the loan account for the premium paid. Normally there won't be interest charged to it unless you didn't make payment for it.

Cheers

Can I ask a potentially dumb question - how do I make advanced payment on my housing loan (Maybank)? Just like regular transfer?

First-time house owner, first-time doing advanced payment and no idea how to.