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> EPF statement for creditcard application, ethical?, [For Discussion]

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Faidzal
post Jan 17 2014, 12:07 AM

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Joined: Aug 2008
From: From JB to KL!
QUOTE(haryzat @ Jan 16 2014, 09:56 PM)
Can bank check our EPF without our knowing? Let say people
fake their EPF and then can bank verify the EPF themselves? Nowdays bank so advance can check many things through their system.. just wondering.
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no, banks cannot check your epf statement because it requires your ic and you also need to be present during the request.

banks can only check your credit report thru CCRIS (aka whatever you borrowed from any banks in Malaysia).

meaning they can check how many credit cards you have housing loans, car loans, 1 year payment history for all of those things.

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