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 Need an advise on car insurance claim, Burning car

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TSBuckRoger
post Mar 17 2013, 09:30 AM, updated 13y ago

Sakit Perut
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Good morning!!

Need an advise on insurance claim for a burn car cry.gif (does insurance will cover for it).

Its mitsubishi triton, park since 8.30pm last nite & burn at abt 6.30am this morning cry.gif

lucifah
post Mar 17 2013, 09:34 AM

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bro, what happened?

i also have a triton, and this worries me. arson or electrical failure or something else?
acbc
post Mar 17 2013, 09:35 AM

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What happened? Did u modified the electronics or add any mods which can cause this?
TSBuckRoger
post Mar 17 2013, 09:43 AM

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not sure, installed a spotlight on roof a few month ago. but its seems not the culprit..
now worried about the insurance claim sad.gif.
anyone can advise me on insurance claim???
lucifah
post Mar 17 2013, 09:47 AM

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QUOTE(BuckRoger @ Mar 17 2013, 09:43 AM)
not sure, installed a spotlight on roof a few month ago. but its seems not the culprit..
now worried about the insurance claim sad.gif.
anyone can advise me on insurance claim???
*
why don't u give your insurance agent a call this morning and ask for his advice

never made this type of claim before, so i'm learning too
SUSjoe_star
post Mar 17 2013, 09:50 AM

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Depends on what your claim covers, go read the T&C in the agreement as well as consult the agency. Call their hotline straight.
TSBuckRoger
post Mar 17 2013, 09:57 AM

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Theres a guy frm wrkshop, ask us to engage them to help for insurance claim.. They ask us to do a police report, mention we go out in the morning & park the car for a while & it start to burn it self & also ask us not to call the insurance hotline as it may make the claim more dificult... Huhuhhh
loui
post Mar 17 2013, 10:12 AM

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check your policy

is ur policy include theft and fire?

usually comprehensive policy got

third party policy only got if you pay extra premium

btw, mind explain why it got burn?

insurance company can use dozen of reason to deny your claim

e.g : illegal installation of certain part without puspakom approval, involve in racing....

This post has been edited by loui: Mar 17 2013, 10:18 AM


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TSBuckRoger
post Mar 17 2013, 10:29 AM

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Need to check my policy, am using etiqa online, no copy of policy received.. Need to go to bank to take a copy of it.. sad.gif.
Cause of fire is unknown.. Most probably short circuit sad.gif.
SUStlts
post Mar 17 2013, 11:46 AM

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how old is your car?still got loan?
consider total loss rite
feekle
post Mar 17 2013, 11:50 AM

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how did your car caught fire????
TSBuckRoger
post Mar 17 2013, 12:40 PM

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QUOTE(tlts @ Mar 17 2013, 11:46 AM)
how old is your car?still got loan?
consider total loss rite
*
5 years old.. Not the whole car, manage to stop the fire b4 it spread but from bonet till dashboard damage sad.gif
loui
post Mar 17 2013, 01:10 PM

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QUOTE(BuckRoger @ Mar 17 2013, 10:29 AM)
Need to check my policy, am using etiqa online, no copy of policy received.. Need to go to bank to take a copy of it.. sad.gif.
Cause of fire is unknown.. Most probably short circuit sad.gif.
*
just glance through the online policy will do...

bottom there got stated which clause included and which clause excluded...
TSBuckRoger
post Mar 17 2013, 01:39 PM

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QUOTE(loui @ Mar 17 2013, 01:10 PM)
just glance through the online policy will do...

bottom there got stated which clause included and which clause excluded...
*
Yup! Just go thruogh with the policy it does cover as the slip tt u attach just nw, thanks..

Will send my car to wrkshop nw & see how it goes....
heavenly91
post Mar 17 2013, 02:13 PM

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Dun tell them about the modification u had done
SUSblinkxox
post Mar 17 2013, 07:01 PM

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QUOTE(BuckRoger @ Mar 17 2013, 09:30 AM)
Good morning!!

Need an advise on insurance claim for a burn carĀ  cry.gif (does insurance will cover for it).

Its mitsubishi triton, park since 8.30pm last nite & burn at abt 6.30am this morningĀ  cry.gif
*
u need report to bomba, they will investigate cause of fire n their report u need tht to claim insurans.

my car caught fire b4 due to mech negligence.

This post has been edited by blinkxox: Mar 17 2013, 07:02 PM
TSBuckRoger
post Mar 18 2013, 01:21 PM

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QUOTE(blinkxox @ Mar 17 2013, 07:01 PM)
u need report to bomba, they will investigate cause of fire n their report u need tht to claim insurans.

my car caught fire b4 due to mech negligence.
*
Hello there,

would u mind to elaborate more abt mech negligence done? how was the insurance claim goes.. any tips to share?
im done with bomba report, the officer told the report would be ready in 1 week time,,,
SUSblinkxox
post Mar 18 2013, 01:34 PM

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QUOTE(BuckRoger @ Mar 18 2013, 01:21 PM)
Hello there,

would u mind to elaborate more abt mech negligence done? how was the insurance claim goes.. any tips to share?
im done with bomba report, the officer told the report would be ready in 1 week time,,,
*
my kes ah? engine removed for repairs but mech didnt place bk d hose tht channels fuel into d engine properly. drive half way frm workshop, car caught fire.

i didnt claim insurance coz fire contained within engine bay n was put out with fire extinguisher, workshop foot d repair bills.

oh just read ur replies above. make sure your car is now at ur insurans panel workshop. they will file paperwork for u. u just pass them polis report + bomba report. later, insurans company will call u n ask what happen.

btw what bomba say?

This post has been edited by blinkxox: Mar 18 2013, 01:41 PM

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