rather than guessing whether the property market is going up or down. i prefer to be 70% invested (or used up to 70% of my leveraging capacity). if property prices relly crash i hope i get to buy few more, if it goes up further i still have the 70% to benefit.

I already realised 1 unit and holding some cash preparing for the worst. May not be making as much as those who are fully invested like the "taikors" here, but at least i have a backup plan. Part of the cash is in stocks now, and market has been doing quite well over the last few weeks, already making >10% return.

You dont need crystall ball you just need risk management.
It can be done. I have sold 1 unit and cash out the profit but i am still 75% invested. The proceed from the sale of the house can sustained 2 years of me without working, paying my installment, cost of living and suffering a BLR hike of say 10%.
so my worst case:
1.) i loss my job for 2 years
2.) BLR goes to 10%
3.) I am not able to rent out all my units/ or not able to collect rental
4.) I am not able to sell any of my units or re-mortgage for extra cash

I am not a BBB or DDD camp.
I only know, whichever way the market move, i benefit.
Low buy more (as long i still have my job), up....paper gain lor....

KLSE all time high, ringgit all time strong, MGS yield all time low, property prices all time high, everything is hunky-dory now.........everybody making gains.

Sustainable?

i think future outlook is weak.....government will have to increase debt or revenue(tax) to support their ever growing spending plus whatever they spend 30% gone ????. Commodities bull is over, will only move sideway and will not help increase government's revenue (Oil and CPO). To rely on domestic consumption soley, our population not huge enough. To rely on corpoarte earnings, how many corporates are expanding overseas bringing huge revenue and profit back? Once ETP contrcution over, what else to boost?
raising debt or tax.....our future is bleak, middle income "promoted" to poor, either by inflation or less income.

Office space - malaysia breaching 100mil sft supercede Singapore, Thailand, Indonesia when overall FDI dropped. Who's the future tenant?landlord?
and more to come Iskandar......

whatever supporting the market now is Liquidity, once malaysia debt breach the safety level and foriegn funds pull out, we will see the impact, Ringgit weakened, KLCI plunge, Bond yiled increases.

Property prices - Down, stagnant or Up? your guess

suddenly putting $$ in US seems to be a better bet.....

just my thoughts...

True and I hope that is the case but our economy cannot be supported by liquidity from foreign funds. Is not sustainable. US having sign of improvement, our peers valuation is cheaper, no one can really tell when the liquidity is leaving malaysia.

And I hope to cautious new buyer who plan to buy new project to flip. Risk cld be high by time of delivery, anything could happen 2 years later.

No confidence with Nj administration, spending like nobody business. Better put my children's education fund in SG or US.

This post has been edited by teohkpin: May 15 2013, 10:27 PM

Agreed with wilinvest2, short term market will be doing good. 2 to 3 years down the road nobody knows. Hope our government knows what they are doing and time to tighten their belt. Buying properties is not 6 mths to 1 year game. U need to hold couple of years to see good returns. Personally I think the risk is too high. That's the reason I can never be rich......hahaa.....too risk adverse.

As an investor I will invest when I see sign of recovery and not wait for full recovery when everything has been price in. Also I will move from over priced country to lower priced market. Just my thoughts. So q is malaysia really that attractive? Our GDP superb? Our corporate earnings double digit growth? I am quite pessimistic

Steve I am already in property market since 2009. Looking at things i think we shld start to be more defensive rather than aggressive.

That's the reason why I q how long the foreign liquidity will stay.

Zuiko taikor always very optimistic becoz he already has his war chest build. He entered early so cost is low and rental yield high. I guess his new purchase if any is financed by previous profits so he can go all way out. For us small time investor need to be very careful. Hard earn money lehhhh........

with this kind of market nothing to shout about with a 9% return.
some stock giving me 60% return within 4 months.

I don't buy penny stocks