A) When did I "mislead" anyone to put their money anywhere? Debtismoney is a gold bug, I mention that I'm buying gold if it drops under a certain threshold, and I also mention I've bought AAPL. Then I educated some people who mentioned about how gold is non-value-creating. Did I tell you to buy anything compared to all you BBBBBBBB camp? Again, I mentioned MY investment - I didn't ask you to follow me right?

B) AAPL stock not certain? Gold is not certain? Is property "certain" then? Come, come, teach us all about which investment is "certain" besides FD, kid? Oh wait, you will tell us your grandfather story about 2009 again amirite?

Chill Bro. we all have different view & different method of investment & risk appetite . BTW what make you piss off as he is not invest on you money. Joeblow could be right, just see..

The market are as easy as winner make profit, loser make losses.

Although some can be lucky just like hitting jackpot, but of coz not always.

Why judge someone is wrong when he/she haven't proven, or he/she might be success.

Sorry if offended, a person who had lack of emotion control hardly make profit over investment. Coz they will be follower & listen to the norm/rumour, same as what happen during stock crisis in 1997.

I still prefer someone to share when he grab cheap stuff

Q4 2012 results is just a projection. Nevertheless the trend is stagnant or slightly lower. It's not a surprise though, as BNM is restricting lending which is a good move. Another figure we need to monitor is the GDP and household debt. The credit bubble will burst soon...

kidmad, batu 3 so jam. good for own stay or not

Oh no, Apple shares and Gold been going up recently. Who was talking about "falling knife" again?

Once again, buy the fear, especially when you have done your study on the fundamentals.

common layman thinking such as myself.
say illicit funds due to corruption is RM50billion/year (presently).
IF, say fuel subsidy cap at RM20bil/year, reduction in COLLECTION of excise duty from car purchase at RM10bil/year, BR1Ms, etc at RM10bil/year, etc....
we should still save RM10bil/year, right?

if i have RM10mil to spend.
if an original cost to contract a job is RM1mil. and if it is really contracted at RM1mil instead of beefed up figure of say RM10mil. There goes a saving of RM9mil instantly. so instead of using my budget of rm10mil to undertake one task only, i now have balance of rm9mil to either carry out more task or 'subsidise' other items.

wishful thinking lah.... but still pray and wish and hope lor...

wishlist:
VW passat!

why price won't go down anytime soon? I notice a lot of unit on discount now...

i beg to differ
i think subsale unit price will go in tandem with new launch unit.

what about those 1million house from 1Malaysia? will that affect our property price?

ya, luckily bot one biji house already first.

first..you have to invest in this. 


and the way you cycle too...

Tax is high but education is free, cars are cheap, good medical coverage when older... Australian produce is cheaper and better quality... milk, cheese, etc... Cod in UK is freaking cheap... go see how much it is here? And of course lets not forget, the alcohol there is also cheaper, IT equipment is cheaper and newer, home appliances also cheaper, clothing better quality and cheaper and lastly, earning AUD or other western currency can anytime have a holiday in Bolehland and eat all the crab you want!!!! ... crab now RM70 per kilo, crab 5 years ago RM30 per kilo, earn AUD and come back to eat crab is AUD23 per kilo in Bolehland... LOL!!!!! So based on living standard, Bolehland is crap!... Overcharged for internet, cable TV, cars, clothing, everything also over priced and lousy quality even the national cars sold her are worst quality compared to those exported.... and the list goes on and on and on... How much are strawberries here? there you help them pick and you eat for FREE!!! Here you try help them cook crab and they let you eat for FREE? LOL!!!!

Btw, in Australia there is no contribution to social security whereas in bolehland there is, Australia pays out pension funds to those above 60/65 therefore when you work you pay more tax... bolehland you pay less tax but contribute to social security (with the risk that all will go missing buying big diamonds, submarines, speed cameras, empty buildings and oh towards the corrupts' holiday villas and future generation's well being) LMFAO!!!

Despite I think Malaysian ringgit like "hell money" our phone and telco prices relatively cheap.

Of course you can't compare with SGP a tiny island. Their telco cost of wiring up the entire island with HSDPA is really cheap as a few sites will more or less span the entire island.

Used to stay in UK and lived in US for awhile and the cost in larger nations is more expensive - the reason being you a user in KL needs to subsidize Maxis or Digi's cost to wire up Pasir Mas, Lahad Datu or Bintulu on 3G as well. In US for example, lets say you take AT&T iPhone 5 plan, you can expect to pay ~ USD$80 a month on bills (with USD$199 upfront for 16GB). This would get you 3GB data, unlimited SMS (but who uses SMS?) and about 300 minutes of calls.

1) That's very true. But remember, thanks to BN we are mostly low-income although larger. Some cities outside KL majority of people earning under RM3k a month only. In KK some people earn just RM900 a month!

2) Again, this is true (I used to work for one of Malaysia's largest private telco so I know). But SGP also all backbone owned by Singtel. When spread out of cost per user, the cost is relatively low.

3. This is true. Corruption is a cancer. IIRC it was YTL, Greenpacket and Asiaspace given WiMax license. Of the 3, P1 and Asiaspace half dead already and YES still alive but burning cash every yr. TIME also got 3G license (which is si beh stupid of Govt) and they sold it to digi for fat fat profit. Some cronies got rich loh.

4. This one Apple + Samsung fault. ;-)
USD1k is around RM3.5k when converted........iPhone is actually highly overpriced, and although I earned money from AAPL shares, I would never buy a iProduct ever. Their margin is something like 30-40%.

Yup. The more he cut & paste, the more he wish market to go down. But he will buy more openly, and not quietly. We must salute him.

Agree with u. Some subsale like Cyberia  are much cheaper although it full with international students...the layout is bigger compare to studios units that already too much ( i dont want to use the word oversupply). Another cons for Cyberia is that it is old condo.so u may need to check on condition n do some reno. For rental, can rent per room or f/f targetting foreigner....happy hunting & bargaining

Would you consider Cresent or Domain?