10M, monthly mortgage service will be in the region of 50K-60K just on servicing bank loan.

That means monthly revenue the shop will need to generate is easily 200K/month just to only break even (assuming margin of 30% ex-rental).

Means you roughly need sales of RM7K each and every day, rain or shine, weekend, weekday or public holiday, just to cover your costs.

Sounds like a great idea....not really.

Chatime occupy usually one whole ground floor area.

Even for SS2 or KD, rental for ground floor max also RM20-23K per month. You still need your remaining 3 floors to make up shortfall of RM25-28K just to break even with 0% yield.