UOB 3.7% p.a. for 12 months FD, promotion until end of April.
Fixed Deposit Rates in Malaysia V4, Please read 1st post.
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 Apr 26 2013, 12:40 PM
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#1
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All Stars
12,214 posts Joined: Jan 2003 From: Singapore | Malaysia  
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Apr 29 2013, 04:52 PM
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#2
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All Stars
12,214 posts Joined: Jan 2003 From: Singapore | Malaysia
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QUOTE(Human Nature @ Apr 29 2013, 04:48 PM) One question, my FD with UOB is maturing in June and will be placed under normal (current) board rate. Assuming that there will be a new promo that time, how can I beat the fresh-fund-only criteria? Any tricks? full withdrawal in cash, then take another number to queue up for new FD... no?  |
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Apr 29 2013, 06:52 PM
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#3
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All Stars
12,214 posts Joined: Jan 2003 From: Singapore | Malaysia
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QUOTE(aeiou228 @ Apr 29 2013, 05:26 PM) No. Mind elaborating this? Sorry I am quite new in FD... I thought fresh funds = funds not deposited in the same bank?So upon FD maturity if I cash out and put it back into the same bank as new FD application won't that be considered as fresh funds? |
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Apr 29 2013, 07:07 PM
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#4
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All Stars
12,214 posts Joined: Jan 2003 From: Singapore | Malaysia
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QUOTE(ronnie @ Apr 29 2013, 07:05 PM) Some banks will deem the same amount withdraw = amount deposit to be non-fresh funds. ah I see, so if I have RM10,400 upon FD maturity I can still open a new FD with the same bank with RM10,500? Actually you can do in the same bank, Withdraw FD at 9:30am as cash Open FD + $xx cash/cheque at 10:30am.  |
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