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 Fixed Deposit Rates in Malaysia V4, Please read 1st post.

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kailc
post Apr 30 2013, 10:49 AM

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From: Batu Pahat


QUOTE(aeiou228 @ Apr 29 2013, 09:39 AM)
First no is because banks don't allow cash contra (No actual cash change hand at the counter) as fresh fund.
2nd big big no is because if you are withdrawing cash, you expose yourself into unnecessary risks. you don't want to count substantial amount of cash at the bank counter, holding cash in the banking hall waiting for queue no, sweat.gif FD usually not a small amount.
*
This is my experience with RHB, I told the cashier I want to move all my FD amount to other bank, she told me to stay and will gao tim the fresh fund issue for me. She uplift my FD in counter 1, I pump in another 10K cash + FD amount in counter 2. That's it, get to enjoy the 3.88% promotion again. Basically u just need to give her ur FD cert and cash, they will settle for you.

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