Fixed Deposit Rates in Malaysia V4, Please read 1st post.
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 Jun 19 2013, 08:48 PM
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#1
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Junior Member
265 posts Joined: Jan 2003 
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I am a retiree (67) but still hold an account with EPF with some cash.
Since EPF is paying much better dividend than FD or TD, I am thinking of putting a certain sum into my account monthly. Have check with EPF and was told that I can contribute min RM50/mnth and max RM60K/yr. Any downsides to this scheme? Would appreciate feedbacks from participants. TQ |
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Aug 4 2013, 11:53 AM
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#2
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Junior Member
265 posts Joined: Jan 2003
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QUOTE(BoomChaCha @ Aug 3 2013, 11:18 PM) u no scare meh? Pls share with us your concerns.   |
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Aug 12 2013, 06:00 PM
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#3
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Junior Member
265 posts Joined: Jan 2003
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Need advise from the Sifus here.
I am a retiree 60+ and have been banking with Citibank for the last 30 years. Been a Citigold member for last 20 years and have been enjoying Citibank Citigold service free as well as Visa Platinum Card annual fee waiver. Just received a letter from Citibank that they will start charging a monthly CitiGold Service Fee of RM80 if Total Balance falls below RM200,000. As I have been pulling out money from FD to put into other banks which pay much higher interest, my balance is now below RM200,000. Paying Rm80 monthly for Citigold service is too steep. I am strongly thinking of closing my Citibank account. However I stiil need a Visa Credit card for the convenience of online and occassion shopping. Which bank and what type of Visa credit card should I go for? Any advise would be much appreciated. Have a nice day. |
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Aug 12 2013, 09:11 PM
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#4
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Junior Member
265 posts Joined: Jan 2003
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QUOTE(Human Nature @ Aug 12 2013, 06:14 PM) Hi, there are many credit cards that come with no annual fee nowadays. Hi,Feel free to join the credit card thread here, you may list your requirement for cards recommendation too. https://forum.lowyat.net/CreditCardsDebitCa...andLoyaltyCards Thank you for the pointer. |
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Aug 12 2013, 09:20 PM
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#5
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Junior Member
265 posts Joined: Jan 2003
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QUOTE(bbgoat @ Aug 12 2013, 08:32 PM) I am also with Citigold, received their notification as well. What do you plan to do with your Citigold service?Another free card that I have is from Public Mutual. So if you are Public Mutual Gold customer, can get a free platinum card as well. Other than FD, what are other low risk investment alternatives with Citibank? Thank You for sharing your experience. |
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Aug 23 2013, 03:29 PM
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#6
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Junior Member
265 posts Joined: Jan 2003
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QUOTE(Ah hao @ Aug 23 2013, 03:18 PM) Maybank 12 month 4.10% pa ? This is a step-up scheme. 4.1% is only for month 10-12. The effective rate for 12 month is only 3.5%.But confused with this sentence: *Note: Should there be Overnight Policy Rate changes, the offered rates will be revised. what is that actually? http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions |
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Aug 24 2013, 09:50 AM
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#7
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Junior Member
265 posts Joined: Jan 2003
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QUOTE(BoomChaCha @ Aug 23 2013, 11:06 PM) Did you get the FD cert on the same day when you placed your FD? Need to clear check before BR issue cert. This typically takes 3 working days.Or you have to wait for your check to clear first then Bank Rakyat give you the FD cert? Got a free BR key chain for opening saving account with them but need to pay RM8 for the ATM card. Hope this is a one time charges and not annually. |
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