You are more than welcome. Captain.
Don't mention "permission" lah.. this is a very small matter mah..
This was what KFH Pavillion told me: KFH will bank in advance interest within 2 weeks.

KFH needs at least 2 working days to clear the check before they pay advance interest.
If place FD in KFH Pavillion, these are the parking fees involved:

(1) First day to place FD: RM 5.00
(2) To collect FD cert from KFH few days later (maybe 2 to 3 working days?): RM 5.00
(3) To collect advance interest within 2 weeks: RM 5.00
(4) To collect principle money when FD is matured: RM 5.00
Total: RM 20

Can save RM 5.00 if collect FD cert and advance interest on the same day.

I heard KFH can send somebody to depositor's house or office to collect check for placing FD.
But I am not sure if KFH can deliver FD cert or not?

Nice to see you again, Bro.

I have never placed FD with KFH, but if I am not mistaken, KFH does not give FD cert on the spot, do they?

Like Bank Rakyat, sometimes they can only prepare FD cert in about 4 days later.

Why the parking is free?

3 possibilities:
(1) KFH gives you free parking? Like put a stamp on the parking ticket so you can get free parking?
(2) You can find free parking there easily? Like park in the alley?
(3) KFH is inside the business building or shopping mall which provide free parking for first 1 or 2 hours? But this is impossible

2/3 of your fund will place in FD at 4.5% for 3 months.
1/3 of your fund will place in Smart Savers at maximum 2.9% (please refer to the first page).

In average, you will get approximately 3.96%

I guess you heard it wrongly.
The amount deposited into the CASA, which is EQUIVALENT to 1/2 of the FD amount, will be earmarked for 3 months.
So if you place RM20K in FD, you must also place RM10k in CASA. It is still 2/3 as usual.

I don't see fresh fund needed
http://www.kfh.com.my/kfhmb/v2/contentView...contentId=14088
btw, banker cheque increase to RM5 for CIMB
http://www.cimbbank.com.my/important_notices/bank/

CIMB must be out of their minds.