Well, if it is purely Hong Leong Bank, there is NO LIMIT for inter branch withdrawal. Now, is it possible to go to another HLB (non MACH) branch to withdraw cash?

Then it probably makes sense to apply for another HLB savings account and have it linked to the Mach VISA debit card. But the ATM/debit card annual fee will only be charged once is it ?

  I missed out the inter branch withdrawal limit

if the amount placed on mach is over the limit, will need multiple banker cheque which will cost a lot (RM5.15 per cheque) 
Thanks for the additional info 

the withdrawal part will be a pain for me who don't have any conventional CASA with HLB. If amount over the inter branch limit, i will need to request multiple banker cheque on different day?

Like i've mentioned, their RM1000 balance is very funny.

I withdrew RM3k from my FD deposit mid February, on the very same day i IBG transfer to other bank in form of 2k and 1k respectively. They charged me RM 1 x 2 transactions.

On 1/3/2013 - they refunded RM2 to my account.

My money box balance - less than RM100.

Nop - i hand over banker cheque to the personnel and it was credit into my FD account directly. Which is why i had to withdraw to suit the exact amount i want in the FD.

Operating hours for those Mach branches are from 10am-10pm daily.
Can the opening of this money box be done say 8pm at the branch? as it is out of the regular banking hours of 9-5. TQ

Hi Sifus out there.. not sure anyone think of this?
Instead of FD, I am thinking of offer my brother RM200K in his flexi housing loan, he continue to pay his installment, and by end of the year, he shall pay me 5% interest, not sure whether the interest that saved will be more than the 5% that I charged? to make this deal worthwhile to be win-win situation?

Thks for advise. Actually. Housing loan interest is different from fd rate. As the principal will reduce gradually and the intwrest portion is much hogher during the initial stage of loan. While I am only consider the flexi housing loan.. So collateral issue is not there as we are not settling the loan. We are nerely put in the lump sum to avoid the interest part and his monthly installment remain the sane which will enable him to settke the loan sooner. When I need the money I can also withdraw from this flexi loan acct.

got my BRakyat interest...RM 873/month..   now invest in another investment..

thats only my 10% of funds..

invest in biz...become shareholders...making money money money...

Why do you want a bank cheque if your intention is to deposit the money in again?
You should ask for cash.

invest in biz...become shareholders...making money money money...

soon..in june..

I still don't know why it's gonna be lesser than 3.9%
But assuming so, then I guess for the first time deposit, just hantam a big amount into it and move on to other FDs after 3-4 months.

I see less discussion on this thread lately. Is it cuz all money dah deposit into FD?
Anyway, just to share, I've FD-ed my money with OCBC's deal for now. I guess that means not much into looking at others at the time being, and not many new promos of late as far as I can see.

Btw, those who wants straightforward deposit can consider UOB since it's at 3.5% with no CASA.

Log in to my MACH  account and found this notice

With effect from 02 May 2013, the Interbank GIRO (IBG) funds transfer fee will be reduced to RM0.10 per transaction.

I guess wait after election may have new promo FD. Now so far i stick with Mach HL. Any below 4% not attract my interest at now...Had asked Mach HL whether got extention, but said not sure yet.

I just found out about this FD promo from HSBC.

Promotion Period: 1st April – 30th April 2013.
Minimum Deposit: RM100,000.00
Maximum Deposit: RM250,000.00
Rates offered:
1. First and Second Month: Prevailing Board Rate (refers to the board rate at time of placement)
2. Third Month: 7.88% p.a.
Effective Rate: 4.43% p.a.

Highlighted Terms and Conditions:
1. This promotion is for new HSBC Premier Customers and for Upgrade to HSBC Premier Customers who place or top up their existing Total Relationship Balance with / to a minimum amount of RM200,000.00 in deposits and/or investments at the point of the HSBC Premier Account opening and open an HSBC 3-month Time Deposit account with fresh funds on the same day. New HSBC Premier Customers are required to sign up for an HSBC Premier World MasterCard Credit Card.
2. The Eligible Customer must hold his / her HSBC Time Deposit placed within the Promotion Period until maturity to enjoy the Special HSBC Time Deposit interest rate. The eligible customer who uplifts the HSBC Time Deposit prematurely will not be entitled to enjoy the special HSBC Time Deposit interest rate and any interest previously paid under this promotion shall be deducted from the placement amount.

How to be an eligible HSBC Premier Customer:
1. Deposit and/or invest in Premier Savings, FlexiTime Deposits, Unit Trusts, Structured Investments, Dual Currency Investments, and Direct Retail Bonds with a Total Relationship Balance of RM200,000.00 or more.
2. An account fee of RM150 will be applied for the month should your average Total Relationship Balance drop below RM200,000.00. There won’t be any charges for an average Total Relationship Balance of RM200,000.00 and above.

What do you think of this? Appreciate any thoughts

How come for Mach by HL Fixed Deposit, I put 1 year deposit but for some reason every month it is giving me interest to my money box account?

Want to ask regarding fixed deposit dividend calculation ... Let say 3% interest in 1 month.. I put rm1000 for a month, is true after a month I get rm30 ,, how the dividend calculated??? .. Thank you

That's pretty good. That means I can use these money to put in more FD means it's actually more than 4% for 12 months?

One question, my FD with UOB is maturing in June and will be placed under normal (current) board rate. Assuming that there will be a new promo that time, how can I beat the fresh-fund-only criteria? Any  tricks? 

full withdrawal in cash, then take another number to queue up for new FD... no?

Mind elaborating this? Sorry I am quite new in FD... I thought fresh funds = funds not deposited in the same bank?

So upon FD maturity if I cash out and put it back into the same bank as new FD application won't that be considered as fresh funds?

This is my experience with RHB, I told the cashier I want to move all my FD amount to other bank, she told me to stay and will gao tim the fresh fund issue for me. She uplift my FD in counter 1, I pump in another 10K cash + FD amount in counter 2. That's it, get to enjoy the 3.88% promotion again. Basically u just need to give her ur FD cert and cash, they will settle for you.