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 Fixed Deposit Rates in Malaysia V4, Please read 1st post.

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SUSMNet
post Mar 10 2013, 06:12 PM

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How to transfer $$ from maybank2u online to MACH saving account?
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post May 30 2013, 10:17 PM

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bank rakyat 4.6% .

get dividend every month
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post Jun 7 2013, 10:06 PM

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u go which bank rakyat branch?

they give u wat freebies?
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post Jul 5 2013, 09:19 PM

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QUOTE(pinksapphire @ Jul 5 2013, 04:54 PM)
Heard that KFH is offering 3.8% again for 6, 9, 12 months. If you are okay with that bank, then it's one of the highest that you can go for. Min placement 20k.
Maybank has this eFD promo until mid July, but it's at a super low 3.1 or 3.2%, can't remember. Min placement 100k, siao.
*
bank rakyat rm20k for 12 month can get 4.01% and interest is pay by monthly.
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post Jul 5 2013, 10:16 PM

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kfh got give what freebies?
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post Jul 7 2013, 06:33 PM

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QUOTE(Petro-Canada @ Jul 7 2013, 12:41 PM)
what is the fees for uplifting premature FD with Bank Rakyat...?

*sorry, can't found any information on this
*
y u 1 uplift?

the rate u need check wit the branch as there is no standard rate for upliftment
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post Jul 9 2013, 06:08 PM

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Its depend on bank.

If they need fund, they will offer attractive rate.
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post Jul 18 2013, 10:22 PM

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QUOTE(gtafan @ Jul 18 2013, 10:04 PM)
i have placed an FD of 10,000 at BR for 4.6%. at the end of the 5th year (61 months) the payout is 12,342.85 (written on my FD cert)
but the amount i ownself calculated was 12,521.56 based on 4.6% with yearly compounding interest.
i cannot get the 12,342.85 that the bank calculated. help....
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its not compounded

what make u think is compounded?

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post Jul 22 2013, 05:32 PM

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QUOTE(YuenZhao @ Jul 22 2013, 05:06 PM)
i'm looking for highest fd rate. is affin bank or bank rakyat any good? can i apply? im a non muslim
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go for bank rakyat if depo 20k profit can be takeout monthly.
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post Aug 2 2013, 08:58 PM

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Just renewed my bank rakyat fd
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post Aug 4 2013, 11:24 AM

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QUOTE(bbgoat @ Aug 4 2013, 11:01 AM)
As my last placement with BR was before CNY, so the invitation is after my last placement with BR of the 4.2% interest.

Also I got 2 hampers with them as I told the ABM that I have 2 accounts with them (one joint account) both exceed their minimum requirement to get the hamper. Ha ha. Except not too happy with the hamper content, seems not too high value. Well, it is free ................. smile.gif
*
how to get hamper for bank rakyat?
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post Aug 8 2013, 01:12 PM

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how to online transfer to mach?

i dont see mach at maybank online transfer
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post Aug 12 2013, 09:43 PM

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BR ATM annual fee rm8
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post Aug 25 2013, 09:25 AM

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QUOTE(helob @ Aug 24 2013, 09:50 AM)
Need to clear check before BR issue cert. This typically takes 3 working days.
Got a free BR key chain for opening saving account with them but need to pay RM8 for the ATM card.
Hope this is a one time charges and not annually.
*
rm8 every yr u need pay
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post Sep 1 2013, 10:42 AM

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BR ATM card fee annual fee?
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post Sep 3 2013, 09:50 PM

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QUOTE(bbgoat @ Sep 2 2013, 11:00 PM)
Also with the ATM card, you can set-up online account and do fund transfer (for the monthly interest). Last time you have asked about this, right ?

I have found the GIRO transfer to be very useful for the monthly interest from BR. Especially with the 10cent fee. Instead of traveling to the branch or even use ATM card to withdraw the fund.
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What is ur ATM card type?

How much u deposit?
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post Sep 5 2013, 09:27 PM

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QUOTE(BoomChaCha @ Sep 2 2013, 10:34 PM)
So you just need to pay one time fee for an ATM card from Bank Rakyat, a very good deal.
I think I should get one also.
Thanks for sharing.  notworthy.gif

I am thinking to put all my matured FD into OCBC 3 months 4.5% FD (bundled with Smart savers) before it ends next week.
Just to give it a last shot...  bruce.gif
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QUOTE(bbgoat @ Sep 2 2013, 11:00 PM)
Also with the ATM card, you can set-up online account and do fund transfer (for the monthly interest). Last time you have asked about this, right ?

I have found the GIRO transfer to be very useful for the monthly interest from BR. Especially with the 10cent fee. Instead of traveling to the branch or even use ATM card to withdraw the fund.
*
There no such thing as 1 time fee for ATM.
Official reply from bank rakyat
Sorry, we are not provided a free annual fee charges for an ATM card at Bank Rakyat. We will charge every RM 8.00 every year.
user posted image
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post Sep 6 2013, 06:57 PM

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QUOTE(magika @ Sep 6 2013, 03:21 PM)
Just received letter in the mailbox.

If you cancel the ATM card, automatically Internet Account can use meh....! Not sure also but you cancel and test and let us know... laugh.gif

Too many password and too many login ID.. wat the heck , not bothered changing it. Some sites wont allow you to maintained the same password for too long, so wat to do, changed then changed it back to original. Poor people like me not much to worry about hacking... shocking.gif  touch wood...
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QUOTE(bbgoat @ Sep 6 2013, 03:24 PM)
It should be OK as the ATM card main purpose is to withdraw money, use ATM terminal, internet acct initial set-up etc etc. Will ask them next week if I decide to move UOB fund to BR.  biggrin.gif
*
After you cancel the ATM card, you'r internet banking account also will cancel as well.
No ATM card=no internet banking account

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