Any special rates from UOB or HLB for 12 months deposit?

Else have to go for BR again. Thanks

Oh okay, so it is still the Super Deal FD. Thanks~

We do actually but we don't put all eggs in one basket

One question, my FD with UOB is maturing in June and will be placed under normal (current) board rate. Assuming that there will be a new promo that time, how can I beat the fresh-fund-only criteria? Any tricks?

Thank you.

If I get it right, it works like this:
1- Uplift the matured FD (Bank Y) in the morning and GIRO/RENTAS to another bank X.
2- When the GIRO/RENTAS is cleared in the afternoon, then get bank X to issue a banker's cheque.
3- Place FD at Bank Y using the new banker's cheque.

Hmm, means I will need to spend my morning and afternoon at he the two banks.

Worth a try too

Yeah, no harm to ask i guess. Takkan they wanna lose the deposit amount to another bank

thanks for sharing. 0.02% lower for 12 months compared to previous promo..okla..just nice for my 12 months @ 3.60 which is maturing soon

Is OCBC open on Saturday? Thanks

My FD is maturing on 28th June, a Friday and I am interested to get the Joint FD promo which ends on 30th June.

Thanks.

Nice!
7-Day Banking at Melaka Branch only
Monday to Sunday 9.30am to 7.00pm

Anyone else with recent experience for UOB on the fee?

Just to confirm, if my FD matures on 28th June, I can uplift it on 28th June itself without any penalty, correct?

This post has been edited by Human Nature: Jun 16 2013, 03:10 PM

okay thank you for sharing this info. I will request for the same thing

Hello guys,

If I want to check with OCBC whether their FD promo is still available (the max fund is not reached yet), do I call the HQ or my home state branch?

Just to confirm, the 3.70% pa for 12 months promo is direct and not linked to any SACA right?

Thank you


This post has been edited by Human Nature: Jun 23 2013, 03:12 PM

Any insider info whether the 1.5 billion cap for the current 12 months FD is reached?

Not sure if the policy is the same for OCBC, do I need to bring along the other person if I want to open a joint account together? Thank you.

Okay thanks. Tomorrow is the D-day.

Best case scenario - UOB allow me to place my uplifted FD to the current promo (not fresh fund)
Back up scenario - Uplift UOB, place at OCBC promo.
Worst case scenario - the cap for the current scenario has been reached

Yup, the joint acc promo. If it really ended already, might wait for next Monday for this 13 months promo

Just back from my FD trip!

UOB insisted to have fresh fund for the promo. The most, they can only accept 50% of the fund. So I inquired on the banker's cheque fee. The staff said it is RM2.15. So I told her about the RM0.15 and its condition. Even the manager is not aware it. RM2.15 has always been their practice. Nevertheless, she said she will give me RM0.15 for this time, haha, but being a pain, I said I will be insisting for the RM0.15 in future too so she better check with the HQ next time. I paid RM0.15 only for 4 cheques

Then went to OCBC for 3.70% 12 months. Dealing with the officer was pleasant but got slightly mad with the staff that is issuing the cert. He kept entertaining other customers who came later and put my documents aside. After 20 mins of waiting and observing, I said I would like to speak to the manager, then only settle

Thanks for stating the branch location. Another branch that I can used to ask them to check with, in case they still insist on RM2.15 in future. This thread is amazing!

p/s the exchange with the UOB lady was pleasant

This post has been edited by Human Nature: Jun 28 2013, 05:01 PM

It will make our life easier if they accept minimum fresh fund + matured FD with interest for new promos