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Fixed Deposit Rates in Malaysia V4, Please read 1st post.
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Dkck
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Mar 18 2013, 08:45 AM
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Getting Started

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QUOTE(shankar_dass93 @ Mar 17 2013, 11:13 PM) Greetings guys, i was planning to place some money in FD with OCBC after doing some reading and comparing the rates. My question is does OCBC and OCBC Al-Amin practice the same rates on their FDs and Smart Savers account ? Smart saver account only can sign up at their OCBC conventional bank.
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Dkck
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May 14 2013, 02:22 PM
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Getting Started

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OCBC NEW SAVING PROMOTION TILL END OF JUNE
4.5 % FOR 3 MONTH FD
MINUMUM FD PLACEMENT = 5000 MAXIMUM FD PLACEMENT = 2X of ur CASA account balance. *FRESH FUND ONLY
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Dkck
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Jul 20 2013, 03:19 PM
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Getting Started

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i got a question regarding the OCBC Saving deals that required to put 50% of FD placement to CASA.
Lets say i already have 5k in my smart saver account, can i just place 10k for FD and get the 4.5% pa for 3 month? or i need to add another fresh fund 5k to the smart saver?
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Dkck
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Aug 3 2013, 11:01 AM
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Getting Started

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Planning to put fd @ OCBC 4.5% 3month , since it require 50% of fund to CASA do i need to separate my fund into 2 cheque 50%+50% or single cheque 100% fund will do?
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Dkck
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Aug 23 2013, 02:34 PM
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Getting Started

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Wnt to ask, i placed FD at OCBC ( 3 month 4.5% ) . Then i check my online banking account, the FD amount was correct, but the 50% place to my existing smart saver only show as current balance, but no add into available balance. Is it normal? The 50% fund inside Smart saver can get 2.9% ?
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Dkck
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Aug 23 2013, 03:07 PM
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Getting Started

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QUOTE(magika @ Aug 23 2013, 03:01 PM) Thats because its locked to your FD and not available to be used. I think it cant even be used to pledge for OD. Smart saver has its monthly deposit, to be eligible for its max interest. so let's say my smart saver currently got rm10k, the 50% amount was 5k(locked), so the interest i get on smart saver is calculate based on 10k or 15k? *Every month i will deposit >1k for 2.9% This post has been edited by Dkck: Aug 23 2013, 03:08 PM
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