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 Fixed Deposit Rates in Malaysia V4, Please read 1st post.

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Dkck
post Mar 18 2013, 08:45 AM

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QUOTE(shankar_dass93 @ Mar 17 2013, 11:13 PM)
Greetings guys, i was planning to place some money in FD with OCBC after doing some reading and comparing the rates. My question is does OCBC and OCBC Al-Amin practice the same rates on their FDs and Smart Savers account ?
*
Smart saver account only can sign up at their OCBC conventional bank.
Dkck
post May 14 2013, 02:22 PM

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OCBC NEW SAVING PROMOTION TILL END OF JUNE

4.5 % FOR 3 MONTH FD

MINUMUM FD PLACEMENT = 5000
MAXIMUM FD PLACEMENT = 2X of ur CASA account balance.
*FRESH FUND ONLY

Dkck
post Jul 4 2013, 03:40 PM

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Affin board rate 12 month 3.6 % . No need open any CASA. Good for me smile.gif
Dkck
post Jul 20 2013, 03:19 PM

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i got a question regarding the OCBC Saving deals that required to put 50% of FD placement to CASA.

Lets say i already have 5k in my smart saver account, can i just place 10k for FD and get the 4.5% pa for 3 month? or i need to add another fresh fund 5k to the smart saver?


Dkck
post Aug 3 2013, 11:01 AM

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Planning to put fd @ OCBC 4.5% 3month , since it require 50% of fund to CASA do i need to separate my fund into 2 cheque 50%+50% or single cheque 100% fund will do?
Dkck
post Aug 23 2013, 02:34 PM

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Wnt to ask, i placed FD at OCBC ( 3 month 4.5% ) . Then i check my online banking account, the FD amount was correct, but the 50% place to my existing smart saver only show as current balance, but no add into available balance. Is it normal? The 50% fund inside Smart saver can get 2.9% ?
Dkck
post Aug 23 2013, 03:07 PM

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QUOTE(magika @ Aug 23 2013, 03:01 PM)
Thats because its locked to your FD and not available to be used. I think it cant even be used to pledge for OD.

Smart saver has its monthly deposit, to be eligible for its max interest.
*
so let's say my smart saver currently got rm10k, the 50% amount was 5k(locked), so the interest i get on smart saver is calculate based on 10k or 15k?

*Every month i will deposit >1k for 2.9%

This post has been edited by Dkck: Aug 23 2013, 03:08 PM

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