Yes not guaranteed thats why I said must do it in kedah, Terengganu or kelantan and do it on Sunday can achieve 99% success rate. Done that twice successfully. The reason to do it on Sunday is because most big non bumi buaya from the west coast who have insider working in the bank can't buy it due to non working day.
Even if it not successful, no harm done, the "seller" still need to withdraw cash in the first place.

Hahaha... never knew the FD sifu here are very humorous too... 
+111. FD musical chair game is very tiring, couple with the FD+CASA requirements and step-up %... 
I will be eyeing for 12mth as min tenure from now on, unless there are very special super-duper promos (which I doubt it at the current local economic climate). 
Save the time for exploring other investment opportunities... 

Never challenge HJebat. I kena once due to momentarily memory lost on FD discussion ......................

Hahaha..."vividly", wow! Don't play play with our buddy here... 
Ya, I got 4.11%, not too bad, but far from 4.25% la. 
Actually if can secure 5%, I think I would lock in for 5 yr, though 5 yr is really a long period of time, but I get to enjoy the interest monthly like my current 12mth FD, so not really like the conventional FD where you get your interest at maturity after 5yr. 

All cashless contra transactions at the bank's counter. Actually I'd done it 3 times not 2 times. All 100% success.
Must go to banks for cashless transaction.  Basically just cash contra transactions. Sell and buy completed under 3 min. Mojor big time buaya from non working states already filtered out and buaya from 3 working states definitely no way to kniw when the fund is available in such a short time frame unless the insider no need to work and just keep checking availability of fund every minute.

Doggone it! Then its confirmed since you knew the three stooges you are ancient. Me I heard it from my parents. 

Quite a number of forummers here are into BR, just shy to mention it as its regarded as big no..no.. 

Both present at the same counter. Seller sign ASM cash withdrawal slip and buyer fill up the ASM bank in slip + CASA cash withdrawal slip , give the slips and passbooks to the teller and tell the teller to do the cash contra. After the ASM "contra" completed, the teller will then process cash contra from buyer's CASA to sellers CASA.

Yes, I saw that also. So HJebat, aku hesitate to place for 5 years FD with BR next month already loh ................   So likely to still go for 12 months and see the situation next year. 

By the way, anyone know about our captain ? In Australia ? 

RU trying to scare me ? 

Ha ha, received invitation from Public Mutual Gold for a seminar. Guess what, in Equatorial Hotel (BoomChaCha was guessing BR holding function there). Better not to go  Mistaken by the crooks. 

FD, wise, unless UOB has good promotion in Sept, will be withdrawing matured FD and put to BR. After makan makan, thinking to top up a little bit more (the power of BR giving people "eating" makan makan). If not will top up in KFH with lower rate. 

My guess is HJebat is the one from east Malaysia. Disclaimer: old man may be wrong.