Bah! I already have quite a large chunk of fund in AmBank under the same 3.25% rate, multiple certs
Fixed Deposit Rates in Malaysia V4, Please read 1st post.
|
|
 Sep 3 2013, 11:59 PM
Return to original view | Post
#41
|
 
All Stars
26,525 posts Joined: Jan 2003 
|
Having 1 FD with UOB maturing tomorrow and still have not decide what to do with it. Quite tied up with work in few days so maybe will get my dad to place at AmBanks 3.25% for 12 months.
Bah! I already have quite a large chunk of fund in AmBank under the same 3.25% rate, multiple certs |
Quote|
|
|
|
|
Sep 4 2013, 12:10 AM
Return to original view | Post
#42
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(BoomChaCha @ Sep 4 2013, 12:02 AM) Why not go for 3.55% rate for 9 months..? Just saw your reply up there. Yeah, looks okay since no CASA, no step up. Simple.http://www.ambankgroup.com/en/Promotions/D...ateDeposit.aspx  |
|
|
Sep 4 2013, 12:35 AM
Return to original view | Post
#43
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(Gen-X @ Sep 4 2013, 12:08 AM) Why go for 3.25% 12 Months when you can get: 1. 3.6% Affin Bank 2. 3.7% OCBC (13 Months) 3. 3.25% for Alliance Gold too (interest credited monthly too like AM Senior FD) BUT go for Privilege Banking by opening joint account with your dad and both of you can qualify for the Alliance Premier Debit Card and get both yourselves FREE entries to LCCT PPL  QUOTE(BoomChaCha @ Sep 4 2013, 12:23 AM) Captain, if I remember this correctly, Human Nature is from East Malaysia, I am from Melaka there are no many banks available in his area... Correct me if I am wrong, Human Nature  -Affin Bank is situated at the other side of the town  -OCBC promo is joint account right, so I am not able to be there. I will check again what is their closing hours and whether it is still available (ending 10th Sept) -Very hard to consolidate all fund to get the PB, so many multiple certs already supp my RHB VS to my dad, will utilize the 4x access fully this year The funny thing with my parents. Dad almost exclusively place FD with Ambank, Mum exclusively with BR. Only when I join the scene, I started to move some to UOB, CIMB and recently OCBC. |
|
|
Sep 4 2013, 01:01 AM
Return to original view | Post
#44
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(BoomChaCha @ Sep 4 2013, 12:54 AM) I forgot to remind you.. Yeah, got it. Thanks for the reminder.Am Bank will need to clear your check (either Personal's check or Bnaker's check) first, then they will give you the FD cert, and the FD effective date will calculate when your check is cleared. So, you need to go to Am Bank 2 times... You can call Am Bank help-line on the top right hand corner of their website.. all the best.. OCBC closes at 7pm, can probably sneak in after work. Just to re-confirm something. My dad and I already have a joint account with OCBC. Do I need to bring my dad along for a new placement? I recall he would need to tag along, but don't understand why. UOB is good in this sense. |
|
|
Sep 4 2013, 09:46 AM
Return to original view | Post
#45
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(BoomChaCha @ Sep 4 2013, 02:32 AM) Since you have a joint account with your dad, your dad does not need to go with you to the thanks for all the info, yeah either one of us can sign..so settle then, from UOB go to OCBC today. Just called, still available bank to make new FD placements, banks will keep your joint account FD record. This applies to all banks. Unless if your joint account is instructed by you that all parties have to sign when to make FD withdrawals, then your dad has to go with you to withdraw the FD. If the FD is instructed either one to sign, then your dad does not need to go. I suggest it is better to put the FD either one to sign.. since father and son ma..  This post has been edited by Human Nature: Sep 4 2013, 10:03 AM |
|
|
Sep 4 2013, 07:10 PM
Return to original view | Post
#46
|
|
All Stars
26,525 posts Joined: Jan 2003
|
The banker's cheque fee for FD Upliftment/Withdrawal at my UOB branch is RM2.15 despite I mentioned that certain branch only RM0.15. They only give me RM0.15 after I spoke to the manager, 2nd time this year.
|
|
|
|
|
|
Sep 4 2013, 07:15 PM
Return to original view | Post
#47
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(bbgoat @ Sep 4 2013, 07:13 PM) In Pg, have been getting RM0.15. I heard the counter girl talked to other customer, for saving acct to banker's check, it is RM 2.15. For FD acct, it is only RM0.15, That's what I told her. She only gives me 0.15 after saying specially for me only this time (2nd time this year). |
|
|
Sep 4 2013, 10:09 PM
Return to original view | Post
#48
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(gsc @ Sep 4 2013, 10:02 PM) RM confirmed today still available till 10 Sept. I dont usually call the help line because they tell what they saw on their website which is not updated or sometimes they just tell whatever come across their minds. This apples to most banks 1-300-xxx.. line... Yup, the 13 months 3.70% is still available. Deposited at 6 pm just now.I always prefer call the bank staffs direct as they are the one hands-on opening and closing account.. |
|
|
Sep 4 2013, 10:18 PM
Return to original view | Post
#49
|
|
All Stars
26,525 posts Joined: Jan 2003
|
QUOTE(Gen-X @ Sep 4 2013, 10:12 PM) And you wanted to with 3.25% e Aren't you glad you got people here to make you think twice The turning point was when I found out they open shop until 7pm. Rushed from office, reached UOB at 345 pm to uplift (UOB closes at 4pm), then headed over to OCBC. Even got time to chit chat with the banker If I do the Ambank route, my dad will do the upliftment (pay RM2.15 for banker's cheque) and head over to Ambank for 3.25%. Haha, yeah this thread is the one that actually prompted me to check OCBC opening hours  |
|
Topic ClosedOptions
|
| Change to: |  0.0410sec
 0.36
 7 queries
 GZIP Disabled
Time is now: 8th December 2025 - 02:54 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.