Yeah loh..    .  This is a new discovery, but provided if extra minimum fresh fund is available at that time..

You can withdraw the interest for makan makan if you want to ! In fact the lady asked me what I want to do with the interest, so I just withdraw the interest and placed the new FD with RM10k on top of the old FD's principal amount.

i just called one uob branch.

only promo is 3m 3.48% pa.

but as they do nomally, if good amt, fresh fund, they can do 3.65% p.a. for 12m.

i called only.

quite sure u walk in, speak with an officer, u can get.

i believe anyone can get as long as fresh funds and min 50k.

As my last placement with BR was before CNY, so the invitation is after my last placement with BR of the 4.2% interest.

Also I got 2 hampers with them as I told the ABM that I have 2 accounts with them (one joint account) both exceed their minimum requirement to get the hamper. Ha ha. Except not too happy with the hamper content, seems not too high value. Well, it is free .................

Yes..this is what I did last Monday

Need advise from the Sifus here.
I am a retiree 60+ and have been banking with Citibank for the last 30 years.
Been a Citigold member for last 20 years and have been enjoying Citibank Citigold service free as well as Visa Platinum Card annual fee waiver.
Just received a letter from Citibank that they will start charging a monthly CitiGold Service Fee of RM80 if Total Balance falls below RM200,000.
As I have been pulling out money from FD to put into other banks which pay much higher interest, my balance is now below RM200,000.
Paying Rm80 monthly for Citigold service is too steep.
I am strongly thinking of closing my Citibank account. However I stiil need a Visa Credit card for the convenience of online and occassion shopping. Which bank and what type of Visa credit card should I go for?
Any advise would be much appreciated.
Have a nice day.

Bank Negara is expected to maintain the overnight policy rate (OPR) for the rest of this year but a possible 25 to 50 basis points hike is anticipated for next year

Source

few days ago, i place fd with mbb at 3.55 for 12mths.

It is better than 3.3% for 3 months from Ocbc for existing or fresh fund. Promotion end 10 sept. no wonder RHB 3.78% is fully taken before their target date. Looks like the rate will be going down in Sept.

all those thing more or less the same la if you calculated correctly....

MBB 3.5 is more better.

CASA is ( bank got its money at lower rate aka bank got easy money )

I still havent try BR 4.01 yet because want wait matured

FD promos now all banks promoting FD with certain percentage in CASA, that one interesting meh... newbies will take more panadol..
This topic more interesting , of course its related to FD musical chair players POV and rich forummers who dont need the extra oomph all basing on their own correct or prejudice opinion. Its very important to study those opiniated views and then we do some soul searching to find our own direction. The important thing is that it differentiate those with character that dare to voice out their mind even if it goes against typical assumption. For me, after the heydays of high FD rates, for many many eons, I just placed it in Maybank and just dont want to know. Only thru this forum, then only have I realised how much I failed to gain because of apathy. 

There was a time when the typical view was that Islamic FD is a big No, No & No. Thru opinion raised and debated ( with some snide comments) then suddenly it becomes a big Yes, Yes & Yes. So dont be afraid to go against the grain, talk, debate, argue then make your own opinion or principles. That is character building. 

Then again Uncle Boomchacha antics amuse me further..! 

Thanks for the valuable input.

I have seen the term CASA for a long time, what does it mean? Sorry har really newbie here 

So if it mentioned CASA 10% means in my current account must have 10% of the amount in my saving account? What is the purpose of this 

I see I see, understand now. Y the banks wan us to do this thou?

Just to point out this math is wrong, if you deposit RM90 into FD with 10% requirement in Savings Account then you only need RM9 in SA, not RM10.
Which means the ratio from total deposit is 90.91% into FD, 9.09% into CA/SA for a 10% requirement.