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 Fixed Deposit Rates in Malaysia V4, Please read 1st post.

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magika
post Sep 6 2013, 03:21 PM

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QUOTE(bbgoat @ Sep 6 2013, 03:14 PM)
What lah, you know more about all these about the BR card than anyone of us  notworthy.gif .

Mine one ada cip. So RM 5 starting 1 Nov 2013 ? Then will cancel it as no more use of it now. Alreadt set up internet account. Kiem Siap person  brows.gif

Well you better make sure you are not being hacked to get your password.  tongue.gif
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Just received letter in the mailbox.

If you cancel the ATM card, automatically Internet Account can use meh....! Not sure also but you cancel and test and let us know... laugh.gif

Too many password and too many login ID.. wat the heck , not bothered changing it. Some sites wont allow you to maintained the same password for too long, so wat to do, changed then changed it back to original. Poor people like me not much to worry about hacking... shocking.gif touch wood...
magika
post Sep 6 2013, 03:27 PM

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QUOTE(TerryCath1028 @ Sep 6 2013, 03:13 PM)
Hi can you explained or tell me more what OPR mean and what it stand for?
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Googgle lah, so no need lenghty explaination. Wikipedia got good explaination there.

Overnight Policy Rate set by central bank.

This post has been edited by magika: Sep 6 2013, 03:33 PM
magika
post Sep 7 2013, 10:52 AM

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QUOTE(Gen-X @ Sep 7 2013, 12:37 AM)
I bet if the Trainee was a sweet pretty curvy young girl, you wouldn't mind wasting 20 minutes with her like you did with the 3 young female staff on NID  tongue.gif

And give me the 3 young girls name, I want to experience the same sensation of 3 young females massaging me at the same time (in my mind).

OCBC PB center like massage palace? PM me which massage palace(s) you go to, I want to be treated like a king  notworthy.gif  bbgoat and magika, you are welcome to join me  biggrin.gif

And Bro, how long did it take for them to process your FD in the PB room?
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Oh.. the three purty girls is Joe, David and Goliath... tongue.gif Names like that I declined your invitation.. shakehead.gif

Processing time for FD placement usually takes around 20 mins and its considered fast considering the numerous documents one has to sign...

So nowadays they try to sell you structured products at the counte itself. Hope they try it on me then they will discovered how loud and rude I can be...he..he.. I remember once the RM tried to sell me some structured products..That time mood is good, just told her not interested and warned her not waste my time..

magika
post Sep 7 2013, 10:54 AM

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QUOTE(haur @ Sep 7 2013, 10:36 AM)
Okay thank you. Prefer to have monthly then. I know some of you guys are from Penang, can please advise which BR branch is better in terms of CS and parking availability? Thanks.
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Pls read the standard disclaimer first... laugh.gif

magika
post Sep 7 2013, 11:05 AM

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QUOTE(bbgoat @ Sep 7 2013, 08:13 AM)
Ya, I got about 4 of the manicure set to give out.  biggrin.gif

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That was my line ! Got copyright, you know... doh.gif

Gifts for FD placement sometimes differ from branch to branch. Maybe we can compile the different types of gifts we received from various banks for comparision purposes.


magika
post Sep 7 2013, 11:14 AM

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QUOTE(bbgoat @ Sep 7 2013, 11:08 AM)
For UOB Penang, I have encountered less than 10 minutes to get the FD cert. Though the longest is up to about 20 minutes. Obviously not including queuing time. UOB wise FD withdrawal no need the cert which is a plus in a way.  biggrin.gif

However, I nearly scolded one of their counter girl as she tried to sell UT to me during FD withdrawal. Too persistent !  mad.gif

Bro (note not G uncle  tongue.gif ) Magika is good at complaining.  notworthy.gif  ( Just yesterday I also complained to Philips about Harvey Norman not giving some soft pouch and got it courier to me. But still, respect bro Magika on various bank complaints).  notworthy.gif
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BRO! The trick to countering their sales talk is to be loud, rude and claiming that they are trying to con you. Its very effective especially in a crowded banking hall.. nod.gif

Oh.. I just won on another complain yesterday . One of the leading home consumer electrica company, who sold me a defective spare part eventhough I know that parts purchased are without warranty.. Must know how lah... laugh.gif

Congratulation on defending your consumer rights..ur learning right...or is it ending considering your age... rclxub.gif


This post has been edited by magika: Sep 7 2013, 11:21 AM
magika
post Sep 7 2013, 11:37 AM

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QUOTE(bbgoat @ Sep 7 2013, 11:33 AM)
What lah, you !  vmad.gif  Luckily the Chinese seven month is over, if not I will sue you or visit you during midnight haunting you, Grand Uncle !!  tongue.gif
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Just remember to give 4D during your visit will do. drool.gif

So now what, with BNM maintaining 3% OPR so no changes in FD rates in sight ...


magika
post Sep 7 2013, 11:57 AM

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QUOTE(bbgoat @ Sep 7 2013, 11:45 AM)

Pity Grand Uncle, complaint too much, life must be tough for him and others ......  hmm.gif  tongue.gif

At least FD rate may not go down yet.  biggrin.gif
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Life sure is tough for poor people like me... shakehead.gif

However I m very polite during my complains, its not about RM basically, its about challenging people who think you are a fool..
Its one of the ways I passed my time, not looking for fault, but correcting the system that is faulty. Its part of my contribution to society. I m one of the doers, that is I take action without fear.

Thats also why I m into BR, not scared meh.... shocking.gif

magika
post Sep 7 2013, 07:04 PM

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OCBC Premier Banking

1st Account - Primary with PB
1 st Account - Secondary make sure dont apply PB or else cannot open 2nd Account laugh.gif with promo rate...


This post has been edited by magika: Sep 7 2013, 07:05 PM

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