buy from JB, you just need to pay RM300 transportation fees + 7% GST, thats it. The furniture price in SG and JB is a dollar to dollar thing. So you still save a lot.

This post has been edited by Lester1987: Mar 5 2013, 09:51 PM

this doesn't seem valid. I stay in JB and i think i only presentin Singapore 30% of the time. But I still get my PR approve. If they can approve PR for someone staying outside SG.
I dont see a reason why they would reject your REP renewal. I think the main concern is whether you are a tax resident or not. If you are not paying tax and CPF.
Then the gov is not getting any $$ from you hence you are no longer useful to them and they say bye bye to you.

all my SG things are under my aunties house address la, but i do know someone from JBtalks forum that get PR and on his IC, its a JB address.

also i heard people telling that doing charity works help as well. I do help SG gov do some charity works some time and i donate blood to their blood bank 3-4 times a year.

This post has been edited by Lester1987: Mar 14 2013, 01:22 AM

this is only applicable if you were caught smoking in public area. If you smoke in your company compound, before they fine me $200, i fine them 1st for trespassing. true story.

This post has been edited by Lester1987: Apr 2 2013, 03:28 PM

i beg to differ, if you got a job in SG, just set ur foot here 1st. because even you are a foreigner, Companies in Singapore prefer to hire foreigners that are working in SG compare to those that are not.
So you can work with $1.6k salary then slowly settle down in SG 1st. After you settle everything, then you can start searching for the job you desire.

yes, you have to re-apply a new one. . And the company will hold ur last salary and settle all income tax with IRAS before they let u go.

their website didn't list which CC can get 15%. mind to enlight us with the information?

this 2 points are not valid. Singaporeans look at Malaysians as their brothers or sisters. to them , Malaysian is not that foreign. they only look down on PRC, Pinoy and Bangla.

work environment really depends, many of those here in this forum work less than what you have mentioned. Some even work only 8-12 days per month. can ask Mackiddo to clarify this.

I am surrendering. Hidup Najib~~

OI~ why u like that, a lot SPR here u know... some already settle down here, why would they give a F*ck about Malaysia.

everyone has their choice, if that PR already settle down in Singapore and doesn't have anything in Malaysia other than his Blue IC,
Why would he wants to waste his fuel and time doing something that is not meaningful to him at all. New Indons and Bangla would have
better rights to vote there since they pay Msia tax and live in Malaysia compare to this fellow who is not even there most of his time.

its not easy to get a loan to purchase a bike in SG. I bought mine cash. Asked before those bike shops. all not willing to loan to foreigners.
Even PR they are not gonna loan to you, Unless you have a Singaporean guarantor. Or you are a PR that have a HDB in SG or you have a PR with HDB as your guarantor.

like Malaysia price, dollar to dollar. Unless u getting big bikes, then its cheaper than Malaysia even after convert. Yamaha R1 should be around RM100k++,
SG selling $30-35k only.

Factory worker here, put computers into boxes for the company. around $1575 per month after OT.

upon submission means that time you submit your documents, you pay when you hand in everything. if fail, they will songlap this $$.
upon issuance means after they approved it, you pay when you collect your PEP card.

walao, Fiona u elite banker, I where dare to troll you. anyway my post here seldom troll. not like bunny.

I believe it is stated quite clearly right? anyone can understand what they stated there just no one wants to explain to the elite P1 holder. So kuli like me want to polish his shoe explain it lo.

buy some condo in JB la. its easier to get loan when you work in Singapore and the property is in JB.
some developer offer 10% discount, S&P and loan all bear by them, DIBS somemore. just need to pay 2-10k deposit, thats all.
when the house is ready, just sell it off and u make 30-40%. even after tax u still make a lot of $$.
condos in JB is still around 400k. can make it la. if u die die want landed, then 600-700k lo. normal. if u bought 2 years ago, u can get 400k landed and 200k condo.

my Whole 3 bedroom Flat only $125. But its 18KM from the nearest MRT. better than yours

early morning already start spam... spam in Whatsapp la. here no good spaming. later mod ban u.

Btw, just to share on my case, when i work in KL, my employer consider quite good, not much stress but only a krony style local construction company.
COlleagues are good but company very kedekut, always here cut cost there cut cost, 8 years old computer also want to fix and not buy a new one.

When i move to SG, manage to get into an MNC, the situation is totally different and I like it a lot better. Benefits are good, company facilites is fantastic.
work culture is also good, less stress since American company doesn't really want their workers to do OT as it is not good for health.

CPF can be obtain once u get your PR in SG la. Since you already have plans to settle down here. There is no nid to worry about CPF since eventually you will become a PR and will have your own CPF savings.

Regarding the fresh grad thingy, I am not even grad la, holding STPM only and working in a factory drawing $1.6k+OT. staying in JB also manage to get PR. you just need to know when is the time to apply and u can get it easily.

if you plan to buy a house in SG, you would definitely need the CPF. and employer is contributing 16% of your salary to your CPF account. so indirectly you are getting a 16% pay raise.
CPF can be use to pay your housing monthly installment in SG. Unlike Malaysia. Property interest is lower here as well.

for an example, you earn $3k per month, your Partner also $3k. The monthly amount that will go to your CPF account is $1080.

23% of your salary will go to your ordinary account which can be use to pay installment. Hence you will have $690. Your Partner also will have $690 in his CPF.

So if you buy a 400k HDB, monthly installment is around $1.6k for example. You only need to top up $220 monthly to pay for your housing installment.

Minus the amount you actually paying the rental now, You still save more money. So PR is a MUST if you really think of settling down.

Unless you are those type that want to save a chuck of $$ here then go back Msia do business, then you don't have to apply.

Regarding the other 2 accounts in CPF.

7% goes to Medisave which is for your medical expenses if you need it.

6% goes to your Special account for old age.