Should be able to tekan money in SG atm's using your MY atm card. SG also got CIMB. Otherwise you can always take a bus into JB, but JB itself quite troublesome to get around if you got no wheels. Can PM Lester1987 cos he lives in JB if u need help there.

cimb actually need to walk about from city square jb, opposite then turn left in front cimb I think ocbc
might as well do it in may bank city square , safer

you could only do it for 12 months, the same when using Malaysia license. You still need a Singapore driving license after that. International driving license is just a copy of your driving license, translate to English. So, why bother ?

Motor loan is offer directly by the shop/company iirc. So, it's out of MAS regulatory of the 50% loan (for banks)? Meaning you could get even 90% loan, depends on the individual shop.

CBR FireBlade ?     

scooter dangerous.
Gals with big bikes      . at least a 400cc

depend where your current location
go bugis MRT, walk to queen street,
http://www.singaporemalaysiabus.com/jb.html

or share a cab there 

its not easy to get a loan to purchase a bike in SG. I bought mine cash. Asked before those bike shops. all not willing to loan to foreigners.
Even PR they are not gonna loan to you, Unless you have a Singaporean guarantor. Or you are a PR that have a HDB in SG or you have a PR with HDB as your guarantor.

like Malaysia price, dollar to dollar. Unless u getting big bikes, then its cheaper than Malaysia even after convert. Yamaha R1 should be around RM100k++,
SG selling $30-35k only.

Goto queenstreet is one way, another way is take bus 170 @ Kranji or 950 @ woodlands. you just follow the crowds. alight bus at checkpoint, go up for custom clearance and check document, then going back down to take bus to cross bridge, then reach JB custom, go up again for custom clearance and check document, after that you don't need go back down to take bus, find sign board going to City Square or you also can follow the crowd walk to city square. but just beware of scratch and win on the entrance to City Square.

Best option for you is to go through custom during non-peak hours. so that you can observe and get use to how to reach JB city square.what is important is beware the scratch and win. for me, i wont stop for anything until i reach the inside of city square.no harm for taking extra precaution. girl need to be extra careful, is better you find a male companion.

taman setia indah you need to ask other taikor d.

Not really scary, just that they are ... super enthusiastic. I kena once before and I was simply amazed at how the girls were 99.99% convinced and happy for me that I won a car with the scratch, I had half a mind to follow them to their office just to see their boss and ask him/her what methods were used in training and getting his staff to be so engaged in their job 
already told you to PM our daikor's MacKiddo and Lester1987 to come socialize with the rest of us Truly Asia folks but you dowan. Don't worry one lah the bunch of pipu are (generally) quite decent folks.

You from johor but seldom come to JB? maybe you can catch up with some of your old friends and trying to explore together around custom till city square if you feel shy to join the gang mentioned.

btw, i miss out some part of traveling from JB custom to city square. while you walk from jb custom after you clear custom. basically you just walk only, no need take bus. you will pass through KFC and starbuck and ktm counter before you reach city square. quite a distance but within walking distance.

Oic, Kampar UTAR student.
Btw, i recall that you havent start work? maybe you can plan one day and go to explore during weekdays, less pack and i think the scratch and win less come out cari makan. hehe

Thumb up for you, keep upgrading yourself.
but did you found where got offer japanese class?

Perhaps Lester1987 aka JB king could guide you.

Is your cousin stay near the place you attend class? if yes, you can consider since not really safe for a girl to travel alone back and forth JB and SG.

if you really need to travel back and forth then should find the route from SG to that place and calculate the cost, then you will know which is smarter choice.

i understand you that feeling of dont want to disturb cousin/relative so much.i had that before, but sometimes is inevitably.

perling and setia indah quite near actually. just across the JB-skudai road. 
its really not safe for a gal to travel in JB alone. Maybe can pm JB King and vigilante, Lester1987. at least keep his number in handy.

at least state what kind of designer, what industry ? Gaji ? SPM ok or not ? if > s$1650 my current salary, I consider.