Your job doesn't restrict you from buying shares? Need to apply for permission, very troublesome for mine.

Those who jump mostly are doing contra and can't accept the possibility of bankruptcy. Just invest in your capability and should be fine.

I admin help my manager type and photocopy his documents only lah then kena watched by regulators already. Still need to make him coffee and sit lap later. Haiz.

[quote=seantang,Apr 24 2013, 11:18 AM]
please explain.[/quote]I was actually waiting for people to jump down from buildings in 2008. Because that would be the signal to enter the property market (or whichever market you were eyeing). Sadly, nobody did and the fire sale did not materialise.

[/quote]

Strong eat weak, smart eat stupid, rich eat poor world. Something I kind of agree because look like its the flow now.

The recent 2008 downturn don't affect SG much, the properties dip a bit, then go up even more.

The big dip for properties is around 1998 and 2003. My dad got this house in the 1998, but the value doesn't really appreciate so much compare to the shares. Recent offer 1-2 years ago by agents is about 5-6 times the original value, but that is over a period of 10+ years. Condos bought during the 2003 and 2006 are about 2.5-3 times and 2 times the original value. The return rate can't really compare to the stock market.

Another way of thinking for stock market - the karma side - for every dollar you earn, some one have to come out that dollar. My dad always think the poor is paying for that dollar in the stock market due to the lack and lag of information compare to the rich and he stay out of the stock market. Old man thinking...

Eh... I think I know who you are, you his course mate right? Why you also here?

Lol kns next time you come you don't use . When your girl friend coming again? We go out for dinner when she come. So boring with you guys talking about work. You doing for us? Fast leh, 6 more months only. Future proofing the pool Boss already agree.

Little girl, life is like that, just work hard. Keep comparing and it will never end.

Apparently calling you little girl is not appropriate. We are helping you in our replies.

For me, I got PR before I came to SG and graduated in local university here. So you can see me as half a local here already. Local very good right? After I started working, I can choose to compare myself with those expat that came to the same company I am with big expat package like housing allowance, transportation and entertainment, and think like you, world is not fair comparing local and expat. We all started some where low, then work hard to go up. You need to see this through yourself soon if you to be successful in life.

For you, you are already better than some of the people that come here. You are looking at an half empty cup. The cup can never be full, really. The size of the cup get only bigger when you get better in life, but it always half empty half full. Depend on you how you want to see it.

Malay is one of the official language in Singapore... are you sure they need translation?

Don't understand. I thought SG registered car must be driven with a SG license or after converting MY one. After PR formalities done, the license have to be converted before driving, got 3 months grace period? Or the second case, you mean must convert even if not driving or else can't convert later?

Later police knock your door for fraud in the application form

Depend on the position. Say 4.5 to 8.

Background check?

Saw the board when fetching my sis from KKIA T1, never see the voter army though. Never see any bangla here, maybe other group.

If follow some logic of LYN theory MOM banning the East Malaysian, MOM and ICA will start to ban the whole Malaysia due to these new ICs.

Hidup Banglasia!

Hidup! Work harder to get SC.

Should be around May and June. But most of them should have secure a job by now. Very few start to find job only after they graduate. Start work period July or August.

This post has been edited by Fiona Chin: May 6 2013, 10:27 PM

My 6 months attachment in Melbourne and 3 months training in Sydney there:-
1. Your tax rate is about there depends on the pay scale. The lower or mid range will be almost same. Highest rate will be around 30% and 45% after one figure.
2. Rental is cheaper. House is a lot cheaper. 300k AUD can get a landed one storey unit with car porch.
3. Car is cheaper. Maintenance is similar.
4. Food is a lot more expensive. Buy a house and cook on your own will be similar to SG. Eat outside everyday you pay the price later when you are old.
5. Anything that is imported are more expensive due to the tax.
6. PR is very hard to maintain if you don't stay there.

Good thing:-
1. If you got PR, no need worry about after you retire or jobless. Unlike SG you have to depend on the saving/CPF that is limited.
2. Life there is good, really good. 5 pm sure off work, my direct boss chase me out of office at 445 pm, happy hour till 6 then go home and cook. A lot of places to visit compared to SG.
3. The food there are fresh.
4. The house is really a house, no grills like ours. Malaysia's house is a prison... to lock ourselves inside. SG is also picking up to be a prison soon.

But I won't go there because its very far from home, you cannot go back home once a week or even once a month. Unless they all migrate to Aust. Hidup!

Different case lo, if don't go back I will kena disowned and kick out of the house. Got one more expat in his own country hiding in this thread taking SG pay but working at home.

See I not the only one going back frequently.

Oh ya forgot need to add in the CPF contribution of 20% or 5k if you want to compare apple to apple for the take home pay. Maybe the other working in OZ thread more info.

Was having dinner at Marina Square then my SG colleague said she heard about the gathering. Walked over there but not wearing black. Got some MY media corp artists also. One colleague wearing blue the exact colour of 1Malayu, I think the people there want to throw him to the sea. Hope nothing happen to those people from the local authority.

Cannot see any event...

So rare in SG having rally like that in public place. Merlion park some more, so many tourists. But bapa Singapore last time also fight with BN. Hidup bapa Singapore!

If you mean ok to have rally here, the answer is no. I don't read mainstream newspaper anymore and can't read between the lines... but authority started their investigation already now.