Congrats
Thanks for the info. So u did not translate any malay documents to english right?
Did u provide your pmr cert?

i have already

i try to be earlier than ever la.

Compare to Malaysia?
27 million ppl....
1 KTM, 2 LRT, 1 Monorail....

Renting is not entirely a bad thing if you are able to secure a cheap rental.

But if you're paying market rental... then I'd say just go ahead and buy. Your rental would be the same or more than your monthly instalment. If you're a first time house buyer, not much issue. Still can get 80% loan and low ABSD for PR. If you're not PR, forget it unless you get off buta-buta paying ABSD / tax.

If you're paying the maximum CPF every month (ie. your salary more than $5K), you should have quite a tidy sum in your CPF Ordinary Account after being in Singapore for 5-6 years (at least 100K). 100% of that can go straight to your downpayment. Basically when I bought a property last year, I only used cash for 5% of the downpayment which you must pay cash and the stamp duty (which you can use CPF but normally CPF approval will only come after the deadline to pay SD). The remaining 15% downpayment came from my CPF. And right now, since I have not fully drawn down the loan (the property has not TOP yet), I'm using CPF to pay 100% of my monthly instalment. Even after TOP, CPF will pay a large part of the instalment. The rest of the instalment should be funded in total by the rental that you no longer need to pay.

Then vs your current situation - you end up with no change in cashflow, you have a place to stay, but you're now sitting on a property waiting for capital appreciation (in partial exchange for a drop in bank and CPF balance lah).

Just bring the minimum you need to survive 1-2 weeks. I came here with 2 luggages, now I am moving back and have been transferring my stuff back alternate week since CNY, still got more than half of the boxes left.

Anybody got room for rent for couples?

Preferably master bedroom....
Common room also fine as long as there are not too many people sharing the toilet.
Budget depends on the room condition $700-1000
Along purple line or yellow line(East) or tiong bahru that side also cin cai...

Just in case, small update for everyone who want to apply DP. I just got back my marriage Cert in English and the cost is RM10. So anyone next time , can just go to Govt department and ask them to print out in English. If all details are updated, you can get within 10 min.

after BN still in power, we will see S$1 = RM3 before the next election.  I don't feel extremely proud of it.

it seems like i am not able to use my malaysian driving license to drive in sg with sg car because i have a s pass...

correct me if i am wrong.