Hi guys, I'm just starting out investing in funds. What are some good ones to get a conservative 5-10% a year? I'm looking for low risk ones to beat fixed deposits.
Fundsupermart.com v2, Learn about DIY unit trust investing
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 Apr 17 2013, 02:52 AM
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#1
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206 posts Joined: Nov 2005  
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Apr 19 2013, 05:45 PM
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#2
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206 posts Joined: Nov 2005
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What's this annual trustee fee thing? Why always some huge number.
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Apr 27 2013, 01:32 PM
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#3
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206 posts Joined: Nov 2005
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Anybody tried selling before? They just transfer to your designated bank account after a few days?
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Apr 28 2013, 05:15 PM
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#4
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206 posts Joined: Nov 2005
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Just tried paying using CIMB this time. Usually I do it with Maybank2u and need to fill up and e-mail them their bank-in slip. CIMB no need?
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May 20 2013, 08:48 AM
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#5
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For funds with exit fee under 1 year, how does that count for new top up funds? Are the new top up funds needed to be kept for 1 year or count as same date as initial investment?
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May 20 2013, 01:30 PM
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#6
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QUOTE(Pink Spider @ May 20 2013, 09:16 AM) Yes, they track by top ups if I'm not mistaken. Track by top ups? Means the 1 year period with exit fee duration is reset again and gotta wait 1 year to withdraw or not will be charged? |
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May 23 2013, 06:16 PM
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#7
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RHB Islamic Bond Fund and RHB Bond fund any good? Both 0% sales charge.
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May 23 2013, 06:22 PM
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#8
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QUOTE(lunarwolf @ May 23 2013, 06:19 PM) The thing is they have this profit sharing scheme. If not mistaken is 15% of the profit that u earn goes into them. 15%? That's alot. I only see that for the Islamic fund though. How about RHB Bond Fund? |
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May 23 2013, 06:33 PM
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#9
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QUOTE(Pink Spider @ May 23 2013, 06:27 PM) With profit sharing, there will be no management fee. Means tha if the fund losing money, they get zero. So it's 15% on the profit charged. Seems decent for RHB Islamic Bond Fund if they achieved 9-10% for the past 5 years? That's FSM Bid to Bid calculations though. Not sure if they took out that 15% fee already or not.Let's say a typical bond fund return, 1 year 5%. 15% is only 0.75%/ I'd say better than u paying 1% annual management fee whether profit or loss... |
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May 23 2013, 06:37 PM
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#10
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QUOTE(Pink Spider @ May 23 2013, 06:35 PM) All fees are already deducted in arriving at the NAV price. That's some pretty good returns then for a Bond fund! |
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May 23 2013, 07:04 PM
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#11
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So bottom line, they both no good?
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May 23 2013, 07:07 PM
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#12
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206 posts Joined: Nov 2005
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Hrm high risk bonds. Usually bonds for low risk.
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