i am interested in contributing to prs...any good funds recommended out there in fsm....
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 Mar 30 2013, 06:31 PM
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Mar 30 2013, 10:55 PM
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#2
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QUOTE(jerrymax @ Mar 30 2013, 09:31 PM) Not sure if this has been discussed before but.. does anyone buy PRS fund? i am doing it for tax exemption....my tax bracket is high8% tax for withdrawal once a year sounds painful though, how different is it from typical unit trust funds?  |
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Apr 4 2013, 11:30 PM
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#3
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need to clarify something.....planning to open an account.....if i open a personal account in fsm and anything happens to me say if i kaput....what is the procedure like for my wife to get back the money i put in or should i just open a beneficiary account....
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Apr 5 2013, 12:21 AM
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#4
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got i just open one....its in the same page when u choose to open personal account...
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Apr 7 2013, 09:35 PM
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#5
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any good equity funds covering US which is recommended....
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Apr 7 2013, 11:12 PM
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#6
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i am waiting for my fsm account approval.....was planning over the weekend....tot i ll jump in after PRU13...hoping buy low post election if it happens....what do u all think of these funds....since i am 32 yrs old...i tot of 60% equity and 40% bond...tot of investing in
1)Hwang AQ Fund 2)OSK OUB oppurtunity UT 3) AM Asia Pacific REITS 4) osk oub em bond funds 5) osk oub kidsave trust 6)am dynamic bonds... any sifu comments... |
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Apr 7 2013, 11:54 PM
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#7
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what about am bond
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Apr 14 2013, 08:41 PM
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#8
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interested in adding bric nation in my portfolio....any recommended funds
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Apr 14 2013, 09:40 PM
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#9
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i have GEM fund dy....wanted more exposure
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Apr 15 2013, 07:41 PM
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#10
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QUOTE(David83 @ Apr 14 2013, 11:02 PM) Which GEM fund you have? QUOTE i am waiting for my fsm account approval.....was planning over the weekend....tot i ll jump in after PRU13...hoping buy low post election if it happens....what do u all think of these funds....since i am 32 yrs old...i tot of 60% equity and 40% bond...tot of investing in 1)Hwang AQ Fund 2)OSK OUB oppurtunity UT 3) AM Asia Pacific REITS 4) osk oub em bond funds 5) osk oub kidsave trust 6)am dynamic bonds... any sifu comments... sorry i rephrase...these are the funds i am planning to get post pru13....i dont have them yet... This post has been edited by marketstore: Apr 15 2013, 07:42 PM |
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Apr 15 2013, 08:05 PM
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#11
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QUOTE(Kaka23 @ Apr 15 2013, 07:59 PM) AmDynamic is already close for purchase.. oh yea as pinky pointed out.....forgot to delete...i just cut n paste....  |
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Apr 16 2013, 10:11 PM
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#12
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QUOTE(pisces88 @ Apr 16 2013, 09:15 PM) thanks for reminding~ hmm if my current tax rate higher than 8% then its consider worth it already.. even if i do premature withdrawal that's the same with my case...since fsm only has 2 providers for prs ...i taught of just investing in hwang prs... or the return from the funds get >8%, also consider advantage to me  |
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Apr 17 2013, 04:42 PM
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#13
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QUOTE(pisces88 @ Apr 17 2013, 04:12 PM) i see. can we buy PRS with 1 lump sum rm3000, or must contribute monthly rm250 ? assuming i only want to commit RM3000 in PRS? i am doing DCA....better for long run i think... |
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Apr 23 2013, 10:49 PM
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#14
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QUOTE(Kaka23 @ Apr 23 2013, 10:45 PM) I got 2 funds with PM doing epf, but stop top up like almost 1.5 yrs already. do post your experience when you buy PRS from FSM.....i wanted to buy also but its not as simple buying UT from FSM...there are 2 forms to fill but i not sure if top up monthly can just be simple as clicking or need to fill up the forms also...I plan to do epf now with FSM soon. After GE just decide which fund to go into. Plan to go into PRS as well for tax purpose.. |
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Apr 23 2013, 10:59 PM
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#15
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QUOTE(Pink Spider @ Apr 23 2013, 10:54 PM) If PR takes over, I might hold station, who knows they can improve management of EPF? the forms can send it online or must post.. Actually it's quite simple... First time need to fill up Fund House a/c opening form + subscription (purchase) form Subsequent purchase just fill up subscription form Each time have to submit with photocopy of MyKad EPF needs the paper documents. |
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Apr 23 2013, 11:07 PM
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#16
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QUOTE(Pink Spider @ Apr 23 2013, 11:00 PM) Must post. FSM will send u a stamped envelope addressed to their office when u request for the EPF forms. sorry i meant for FSM....i not using EPF money...Or u can bribe your office boy ask him send for u  each time i want DCA for PRS fund must post or click click only |
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Apr 24 2013, 08:39 AM
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#17
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i have a few funds in fsm....i plan to do DCA.....
how do u decide which fund to do DCA....my monthly allocation not enough to DCA all funds...  |
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Apr 24 2013, 10:20 AM
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#18
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QUOTE(Pink Spider @ Apr 24 2013, 09:46 AM) U can do it manually, don't use the RSP function. sounds reasonable... i think i ll do that....thanxs E.g. January u top up RM100 each on Fund A, B and C, February RM100 each on Fund D, E and F, then March RM100 each on Fund A, B and C  |
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 Apr 25 2013, 08:41 AM
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#19
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QUOTE(Pink Spider @ Apr 25 2013, 12:27 AM) 1. 8K more than enough to start i started with 3k only.... 2. PLEASE READ FAQs AT POST #1 3. No comment |
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Apr 25 2013, 02:47 PM
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#20
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QUOTE(David83 @ Apr 25 2013, 02:38 PM) Then should I have this into my portfolio since AmDynamic Bond is still closed? since i am getting hwang prs growth....hwang AQ , HSOF and HSBF is already in it....is it worth it to buy HSBF separately or just top up my prs account... |
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