I bought from HWANG.. through FSM...
PRS FUND quite similar to EPF, it for retirement
The purpose for invest in PRS is to maximize your saving with highly potential return compare to EPF.
with PRS, we enjoy the free expertise of FUND MANAGER becoz it 0 entry cost!y

Few years back, people keep their excess money on INVEST-linked for their children Education fund,
Which will entitle rm3000 income tax releif.. BUT investment linked incurred more direct charges like
Monthly fees, insurans fees, riders fees, thus reduce your net investment amount..
So people dummed their money on SSPN, with no cost and tax relief rm6000.. Even better..

NOW with PRS, 100% your money will fully utilized for investment, and u will entitled for another tax releif rm3000.
If SSPN give u return bout 4-5%, n PRS give u more than that.. Go with PRS.. For long term growth..

It maybe their pay distribution..

This post has been edited by ajip702: Apr 14 2013, 02:18 AM