First state asian growth fund better... more diversified.

I have aberdeen pacific, first state asian growth, first state gems, dws china equity and templeton frontier. I also have some lionglobal japan growth that i am currently liquidating slowly cause nikkei on rocket fuel. For etf is sp500 and global commodity index.

My sg fund is for international funds as they tend to perform better than malaysia based international funds.

This post has been edited by gark: Apr 8 2013, 09:23 PM

My japan fund shot up like an arrow these few days.... i look also scared. quickly sell lor....

Lucky i got rid of all emerging bond fund last year, got a not so good feeling.

Pinky, after all these years of investment, there are many cycles on which category of investment will excel. We just donlt knwo until the theme hits. Sometimes it's the bond, sometimes it equity (also depend on country) and at other times commodities, property, gold etc. Trying to chase the high is fruitless, what you need to do is sit down and plan your portfolio weightings and stick to it.

Actually for you, I would suggest having higher equity funds than bonds, but it depends if you can take such risk. Later equity falls, you panic and switch back to bonds how?

Also keep some portion in commodities, real estate... as a partial hedge against inflation. Also be careful not to OVER diversify otherwise you will just perform like an global index...

This post has been edited by gark: Apr 9 2013, 09:45 AM

Well timing the market is dangerous loh...

But what to do sometimes hand itchy need invest..... so make sure you invest in fundamentally sound stocks..

Invest in direct stocks needs 100x the work and research of investing in UT. So make sure you are ready to invest the time and effort.

Remember EPF can be consider bond as well...

This post has been edited by gark: Apr 9 2013, 10:12 AM

Consumer also have good stocks and bad stocks. Good stocks now can be bad stocks later, and vice versa. Consumer stocks can also be overpriced....

Not necessary consumers stocks = safe. Never assume that. And stocks perceived to be 'safe' like nestle is very expensive, have slow growth....and over bought.

Stocks not only need to study the company, but you need to constantly monitor as business climate can change.

Stocks also can have many plays...

high growth...

dividend growth...

high dividend...

asset play...

value play...

I consider EPF as bond because you cannot take out the value for many years and cannot realize gain, in the mean time you just take the dividends, Does that not look like bonds to you?

This post has been edited by gark: Apr 9 2013, 10:19 AM

Well not bad selection. Remember that investing in stock market can be euphoria...when the economy downturn comes it will test your strength as your stock values will be more or less free fall. That is when it will test your mettle.

As commonly said, need to pay tuition fee before can succeed ... I assume you have paid your share of tuition fee already, then you are on ypour way to invest in stocks...

This post has been edited by gark: Apr 9 2013, 10:24 AM

Equity fund your RM 1 can go up to RM 1.2, you sell you realize the gain. How to do that with EPF?

Just remember like in UT... never chase high. You don't want to be the last person holding the bag.

Stocks moves up/down 100x faster than UT.... but is more exciting...

UT...

This post has been edited by gark: Apr 9 2013, 10:29 AM

I don't believe in TA, for me shares investment i must be able to calculate intrinsic value and set a margin of safety before buying/selling.

Did you not hear?

If talking about PE market as whole = looking at chart

PE is not equal to Intrinsic Value....

FA don't look at chart 1.....

This post has been edited by gark: Apr 9 2013, 10:53 AM

Read up from this forum... many discussion from really good sifu there.. i am student there also...

http://klse.i3investor.com/servlets/forum/...jsp?ftp=2&ftp=1

Bit technical, but you accountant so sap sap water lah

Apa you invest?

What you all talking about ah? Conspiracy againt me ah?

So bad you all paint me in such bad light.

That day at airplane met grand daughter of the owner of kapal api coffee. Young and preety, family worth billions. Want to introduce? she say her hobby is travel round the world, currently study at england. Interested?

Oh sifu!

Teach me how to play UT.. I also newbie...

No lah ... want to learn earn a bit of KFC from sifu here mah...

Recently saw 1 UT...0.5% management fee, 2% purchase fee... 5 years gain = 332.76%... YTD (3 months) = 14.73%.

Seems like gooding? Scared to buy...

This post has been edited by gark: Apr 13 2013, 12:33 PM

No not ETF.. UT lor...

Ya lor I see so high performance.. i also scared.. buts seems legit.. cause morningstar give 5 star.

Gains since Inception (1997) = 5,578.38%....

This post has been edited by gark: Apr 13 2013, 12:36 PM

Largest monthly gain = 54.91%
Largest monthly loss = -30.08%

Dare buy ah? Super volatile...

This post has been edited by gark: Apr 13 2013, 12:42 PM