Ya, not sure why SI doesn't have the 1%sc? Maybe Hwang wants to encourage investors to go into Aiiman SI now.

You have the funds?

Pretty good as a new comer. I guess this will be a great fund in future.

FSM singapore top 5 most volumn fund this month or is it last month are all Aberdeen funds invested in MY, Thai and Indo

Bro, you pulling my legs is it? Hehe..

Did they say anything about Aiiman Select Income?

They sent a sales personnel to meet you or you went to their office?

Yea... You consider Hwang SI as fixed income in your portfolio breakdown?

Haha.. Bro why the different nick

In Bukit bintang area right?

They have an office in TTDI as well, not sure if i can go there and ask..

It is nearby my working place ma. Want to make sure i select the right fund ma. HSIF or HASIF.

Other than the plan to move my earnings into this fund every end of year, i want to use my currently sitting down in home loan current account flexi mortgage money to buy in the fund as initial investment.

I will have to pay like 4.2%pa for the outstanding loan amount. The money in the current account is to offset or reduce the loan amount that i am owing to the back.

So if i take out say 10k from the current account, means i need to pay additional 4.2%pa for the 10k.

HSI or HASI should be able to do better that 4.2%pa right??

Ya... Bit scary. US also hitting record high. But economy growth still not full swing, if full swing it will lift Asian stocks higher.

It all drill downs to your risk tolerence. Many ppl said they can take high risk, but when market actually crash.. I would say most who said they can take high risk will panic and sell at low (which ideally they should buy low).

I guess global interest rate is at record low, investor trying to find safe heaven that can yield more. Good rating bonds also paying low yield, so high yield or GEM bond is next higher but more volatile. Am I right? No economist here...

You are in your 20s?

If you want to go 100% in equities, you better have some 20- 30% cash in hand. If you did not manage to exit before the crash (if only la, if crash happen la), then you can use your cash to buy in and average down.

If your plan is to go into 100% equities in short term, say 1 to 1.5 year.. then sell, then your risk will be lowered. As many sees economy will grow (but nobody has crystal ball ya).

It will be very painful and sleepless nights when you know you did not manage to exit and total portfolio is down by say 50%. And need to wait for 2 - 3 years just to recover your capital.

who is holding HWANG ASIA PACIFIC (EX JAPAN) INFRASTRUCTURE FUND?

Looks quite attractive..

From my understanding, previous years this fund was managed by external party by Hwang. From June 2012 onwards, Hwang too it back and manage in-house.

Where did you get the info on the 1% repurchasing charge?

Okay.. thanks!

Bro.. What is your IRR to date?

Bro.. tak sampai 1% off ma

Haha.. accountant need to be precise. Short RM1 or 0.1% also cannot balance already...